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PayPal: PayPal Credit reviews

4.73
Based on 142,788 reviews, last reviewed 19th Jun 2026
4228050% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and access. Easy to use and access. Makes shopping so convenient. Refunds are dealt with very quick and efficient. Reviewed on: 19th June 2026
Kelly W's avatar
Kelly W

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142788)

Been using PayPal for years.

5
Been using PayPal for years. By far the best customer services Reviewed on: 11th June 2024

It's worthy.

4
It's worthy. Contented with using it. Reviewed on: 11th June 2024

Used a few times to my advantage great

5
Used a few times to my advantage Reviewed on: 11th June 2024

Paypal is convenient and easy to use and it allows m...

5
Paypal is convenient and easy to use and it allows me to break down payments into smaller more manageable amounts. Reviewed on: 11th June 2024

Really handy have 0% for the first 4 months after a...

5
Really handy have 0% for the first 4 months after a purchase, allows me to buy a bit more expensive items and spread the cost a bit without having to worry about huge interest rates from my credit cards Reviewed on: 11th June 2024

PayPal credit is conveniently easy and affordable

5
PayPal credit makes paying for items much easier, even if paying the balance off the following month Reviewed on: 11th June 2024

paypal user

5
very user friendly happy using this app Reviewed on: 11th June 2024

Best app

5
Paypal is best app ive ever used. Thanks Reviewed on: 11th June 2024

Very responsive and helpful helpline staff.

5
Very responsive and helpful helpline staff. Reviewed on: 11th June 2024

Easy to set up and use.

5
Easy to set up and use. Customer Services were helpful and efficient Reviewed on: 11th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review