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PayPal: PayPal Credit reviews

4.73
Based on 142,748 reviews, last reviewed 19th Jun 2026
4226300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is Wikked man I always find it more convenient to use my PayPal for most of my purchases. Reviewed on: 19th June 2026
Martin McEvoy's avatar
Martin McEvoy

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142748)

Always there when needed.

5
Always there when needed.Charges fully explained Reviewed on: 11th June 2024

Never had an issue using PayPal always feel safe and...

5
Never had an issue using PayPal always feel safe and secure too Reviewed on: 11th June 2024

Credit Where it's Due!

5
Easy to use. Regular updates on purchases and spending totals. Gives a good reminder time for payments due. Reviewed on: 11th June 2024

PayPal credit is something I have used for years and...

5
PayPal credit is something I have used for years and I’ve never had any issues with it. Whenever I make payments, they show up easily and there is never any delay. Would recommend to anyone! Reviewed on: 11th June 2024

Great tool to use and great offers

5
Great tool to use and great offers Reviewed on: 11th June 2024

It’s enabled me to purchase things at pay back in my...

5
It’s enabled me to purchase things at pay back in my own time with piece of mind it’s been a life saver around birthday and Christmases Reviewed on: 11th June 2024

Handy and easy to use

5
Handy and easy to use, widely accessible Reviewed on: 11th June 2024

Great service!

5
Great service! I always receive helpful communication from PayPal regarding any credit transactions I make and the customer service staff are always pleasant and helpful. Reviewed on: 11th June 2024

Great to have paypal credit and pay in 3 options.

5
Great to have paypal credit and pay in 3 options. For when you can’t wait until payday. Also very simple to send money to friends and family. Reviewed on: 11th June 2024

PayPalCredit, Best credit option !

5
Using the PayPal credit is the easiest way to get my stuff and pay them later as you want, with or without interest . I recomend everyone to use PayPal credit . Thanks ! Reviewed on: 11th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review