Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 141,179 reviews, last reviewed 17th Jun 2026
4154750% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and safe! Very easy to use and safe! Had an issue with a purchase, the seller wasn’t legitand PayPal provided the protection I needed! Reviewed on: 17th June 2026
Deirdre S's avatar
Deirdre S

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (141179)

Efficient, effective and easy to use.

5
Efficient, effective and easy to use. Reviewed on: 9th June 2024
Ami W's avatar
Ami W

PayPal credit with 4 months interest free is amazing...

5
PayPal credit with 4 months interest free is amazing and helps you buy the things you need and pay it back in a sensible way and time. PayPal is a very convenient way to pay for things online as it gives security and satisfaction that your money is safe. The security is great and the PayPal app is convenient and reliable. Reviewed on: 9th June 2024
carrie d's avatar
carrie d

I have been using PayPal for over 10 years And use i...

5
I have been using PayPal for over 10 years And use it for 95% of my on line purchases. Also I have 3 adult children and they also use PayPal. One downside is my girlfriend suffers from dyslexia and even though people think it is easy to set up, but it isn't for people with mental health problems. Reviewed on: 9th June 2024
Paul B's avatar
Paul B

Flexibility

5
Easy to apply and It has flexible repayment pattern Reviewed on: 9th June 2024
Deslim's avatar
Deslim

Paypal credit is absolutely amazing

5
Paypal credit is absolutely amazing Reviewed on: 9th June 2024
Lindsay 's avatar
Lindsay

Great service, easy to navigate.

5
Great service, easy to navigate. Simple and effevtive tool for online payment. Reviewed on: 9th June 2024
Laurenbanks's avatar
Laurenbanks

Cred is good with 0% interested enable you yo buy...

5
Cred is good with 0% interested enable you yo buy thing at ease Reviewed on: 9th June 2024
Henry A's avatar
Henry A

Find PayPal very convenient and different options al...

5
Find PayPal very convenient and different options also offered for certain purchases. Reviewed on: 9th June 2024
Margaret 's avatar
Margaret

I've had no issues with PayPal ,I can follow and und...

5
I've had no issues with PayPal ,I can follow and understand what I'm doing. Reviewed on: 9th June 2024
Eileen Hester's avatar
Eileen Hester

Simple, great money app

5
Simple, great money app. Pay in 3 every time! Reviewed on: 9th June 2024
Gordon R's avatar
Gordon R

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill