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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142759 reviews)

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4.73

Based on 142,759 reviews, last reviewed 19th Jun 2026

4226800% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

In the past, I have always been worried when using P... In the past, I have always been worried when using PayPal, as it wasn’t a money provider many people used. Now, as I have been using it for the last 5... Read more Reviewed on: 19th June 2026

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (142759)

Helpful

Paypal is prompt and safe for any transactions Reviewed on: 12th July 2022

Service and use

Excellent service and very easy to use for online payments Reviewed on: 12th July 2022

Quick easy and very informative

I felt as though I was being treated like a person instead of a convenience Reviewed on: 12th July 2022

Efficient, reliable and safe .

I always use PayPal when I buy products if they except PayPal because it's reliable and safe . Reviewed on: 12th July 2022

Extremely convenient way to pay monthly for larger purchases

PayPal credit has given me more flexibility to pay for items I wanted over a monthly period with bills on the rise having a credit facility to help buy gifts and larger items now and pay later is so very helpful. I love it! Reviewed on: 12th July 2022

Would not use anything else

Ease of purchase and the protection it offers. Can't beat the service, and different options, credit, pay in 3 or pay in full Reviewed on: 12th July 2022

Interest free!!

Great interest free deal available App is easy to use and clear to see where money is going and what is due! Reviewed on: 12th July 2022

Absolute Peace of Mind

Pay Pal is absolute Peace of mind and trusted credit agency. Reviewed on: 12th July 2022

User friendly and people friendly

Finally feel trusted again, I will and do recommend PayPal Reviewed on: 12th July 2022

PayPal is great

PayPal is great and useful when buying on line, but my only bug bear (which is why I did not give it 5 stars) is if you miss a single payment they put it straight on your credit record. I missed a single payment as I had moved my payment date (so two payments in a short period - so I forgot). Paid immediately when they emailed me but they had already put it on my credit record (even though I had never missed a payment before) and paid up almost immediately after. I feel they should give clients a short period of time after they send out the reminder in case its a genuine error. Also I have been with them for quite some time and they have never increased my limit even though I use it regularly for payment and always pay my monthly payments on time, AND I also have a good credit record. Reviewed on: 12th July 2022

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