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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,795 reviews, last reviewed 19th Jun 2026
4228400% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always had good experience using paypal credit,... I've always had good experience using paypal credit, it's great having the 4 months 0% interest for paying items. Reviewed on: 19th June 2026
Kelly P's avatar
Kelly P

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142796)

Peace of mind

5
Four months (or more) interest free on plenty of purchases plus peace of mind with Paypal protection when things go wrong means it's my first choice for purchase payments. Reviewed on: 29th July 2022
JMPSynth's avatar
JMPSynth

Fab service

5
Paypal is really secure and easy to use. I trust using paypal for all my purchases. Reviewed on: 29th July 2022
Billy Scobbie's avatar
Billy Scobbie

Easy to use

4
Never had any issues using their service Reviewed on: 29th July 2022
Stephen Ward's avatar
Stephen Ward

Highly trusted online payment

5
Never had issues of any kind with Paypal after many years of being a customer Reviewed on: 29th July 2022
R Baker's avatar
R Baker

nice

3
ummmmmmmmmmmm, quite good i reckon Reviewed on: 29th July 2022
kjm's avatar
kjm

Paypal is best

5
So safe and easy to use. Every payment is secure and any problems with any purchases are sorted fast . Reviewed on: 29th July 2022
Sally Howlett's avatar
Sally Howlett

a life saver

5
great for emergency purchases especially when you have autistic children who cant help but break toys Reviewed on: 29th July 2022
Joey Williams's avatar
Joey Williams

PayPal is my winner

5
I have recently used both pay in 3 and Paypal credit for purchases and the process is simply and easy to understand. It's a great service and there when I need it Reviewed on: 28th July 2022
Stuart Brodie's avatar
Stuart Brodie

They're decent enough

4
Fees too high though if you're transferring money Reviewed on: 28th July 2022
Martin Eadie's avatar
Martin Eadie

online credit

5
Perfect addition for using paypal online Reviewed on: 28th July 2022
Adam Kiss's avatar
Adam Kiss

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