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PayPal: PayPal Credit reviews

4.73
Based on 140,886 reviews, last reviewed 17th Jun 2026
4141150% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is an easy and convenient way of paying. PayPal credit is an easy and convenient way of paying. With my PayPal debit card I can choose if I use the money linked to my bank account or use PayP... Read more Reviewed on: 17th June 2026
Philip Dorrian's avatar
Philip Dorrian

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140886)

Easy to use, great concept.

5
Easy to use, great concept. I like the simple flexibility of paying directly from my bank, using PayPal credit or pay-in-three. Reviewed on: 9th June 2024

I am very much happy about the PayPal credit it’s gi...

5
I am very much happy about the PayPal credit it’s give us more time to pa. It’s very easy to do payment and very much flexible. I’m very pleased to their customer services it’s best when ever I face problem they solved my problem in minutes . Thank you Reviewed on: 9th June 2024

Gives you freedom to payback when you want interest...

5
Gives you freedom to payback when you want interest free Reviewed on: 9th June 2024

Very good

5
Very good service, easy to pay with pay pal and good app to follow your expenses. Reviewed on: 9th June 2024

Quick and easy to apply, I use it for nearly all opp...

5
Quick and easy to apply, I use it for nearly all opportunities, amazing 0% opportunities. Reviewed on: 9th June 2024

Ease of use.

5
Ease of use. Life’s busy and PayPal credit makes things that little bit smoother and easier. Reviewed on: 9th June 2024

Honest Feedback

5
Great to use , easy and payable monthly cost Reviewed on: 9th June 2024

Love PayPal easy to use.

5
Love PayPal easy to use. Easy to add people , easy to pay people and easy and quick to withdraw. Reviewed on: 9th June 2024

Very professional and helpful service

5
Very professional and helpful service Reviewed on: 9th June 2024

Quality all the way

5
Excellent service, excellent security Reviewed on: 9th June 2024

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Help others make smarter decisions by sharing your own experience. Write a review