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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 141,036 reviews, last reviewed 17th Jun 2026
4148150% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Cover and support when required Never had any issues with PayPal usage. It always feels secure using PayPal to purchase good, if there is an error with the order and the supplier won... Read more Reviewed on: 17th June 2026
Chris N's avatar
Chris N

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (141036)

Excellent service thanks

5
Excellent service thanks paypal Reviewed on: 13th June 2022
Phil Dielhenn's avatar
Phil Dielhenn

Very helpful

5
PayPal credit has been great for me I’ve been able to buy things I wouldn’t be able to buy without the use of PayPal credit Reviewed on: 13th June 2022
Ian's avatar
Ian

Easy, short term borrowing.

5
PayPal Credit is always my first choice when it comes to short term borrowing as it’s 0% over 4 months offer is invaluable. Reviewed on: 13th June 2022
Robert Callan's avatar
Robert Callan

Simple and powerful to use

5
So much easier to make online payments and I find the offers very well placed for consumers. Reviewed on: 13th June 2022
Ram Dev's avatar
Ram Dev

Such an easy to use, flexible, all round 5* Service!

5
I’ve found PayPal credit really easy to use with excellent interest free offers and helpful ways to pay. It’s a fab service and I only wish it had an actual physical card to go with it! Reviewed on: 13th June 2022
GaskGirl's avatar
GaskGirl

Easy, reliable and effective

5
Paypal credit has helped me spread the cost of some big value items, and is also intuitive when making smaller purchases. When I called them I got through very quickly and they answered my query promptly and sufficiently. I aim to continue to use where possible as it is really useful for online purchases and is often my preference. Reviewed on: 13th June 2022
Conor O'Sullivan's avatar
Conor O'Sullivan

Best of the best !

5
Without any problems and stupid questions . Decision in literally 3 sec . You use PayPal everywhere its such a life changing ! Easy to pay back , good promotions I would recommend to everyone ! Reviewed on: 13th June 2022
Sandra's avatar
Sandra

Great all round

5
Bought a bag on Depop using PayPal credit, got interest free for 4 months as usual as item over £99 so great. Sadly had to open a PayPal dispute as item was not as described, process was easy and swiftly resolved by PayPal and I got my money back, would have no hesitation in using PayPal credit again for my next purchase xx Reviewed on: 13th June 2022
Gez Hampson's avatar
Gez Hampson

Great reliable and trusted service

5
I can always count on Paypal as a trusted and reliable service for making purchases safely and efficiently. Worry free payments as when I have had to call PayPal their customer services have always managed to find a resolution. Thanks PayPal! Reviewed on: 13th June 2022
Silverstar's avatar
Silverstar

Flexible credit that works

5
PayPal credit allows me to manage my finances in a flexible manner and has some great offers with partners. Shopping using PayPal credit with the added security and consumer protection is a match made in heaven! Reviewed on: 13th June 2022
Gordon Heaney's avatar
Gordon Heaney

Review PayPal: PayPal Credit now

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