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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,748 reviews, last reviewed 19th Jun 2026
4226300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is Wikked man I always find it more convenient to use my PayPal for most of my purchases. Reviewed on: 19th June 2026
Martin McEvoy's avatar
Martin McEvoy

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142748)

Great and easy to manage product

5
Always keen to help with any issues Reviewed on: 4th August 2022
james claRk's avatar
james claRk

A great way to spread the cost for large purchases 0%

5
PayPal Credit helped me make big urgent purchases which I was able to spread over 4 months at 0%; keeping my budget nice and tidy. Reviewed on: 4th August 2022
heybigspender's avatar
heybigspender

Paypal

5
Excellent company queries dealt with there and then, 100% confident when i pay with PAYPAL i am in safe hands would recommend to Everyone at last a company that has a buyers back!!!! Reviewed on: 4th August 2022
Lynne Murphy's avatar
Lynne Murphy

interested

4
its a fine product but interest is a little high Reviewed on: 3rd August 2022
Jon Fox's avatar
Jon Fox

Spread your payments

5
PayPal credit makes it easy to spread the cost of anything over £99 over 4 months, and sometimes longer. PayPal pay in 3 is also another great way to spread payments. Reviewed on: 3rd August 2022
Omar's avatar
Omar

PayPal you're awesome!

5
Will you marry me? But you need more characters, there you go. Reviewed on: 3rd August 2022
duncan's avatar
duncan

Paypal - trusted and easy to use.

5
Paypal is my go-to for transactions and short term credit needs. Their platform is secure, easy to use, and their rates are fair. Reviewed on: 3rd August 2022
Emma Marley's avatar
Emma Marley

On the money

5
It’s easy to find we’re my account is and what is going out+in its a fair way to help Banking and paying money which is covered to help account holders. Reviewed on: 3rd August 2022
Andrew Pearson's avatar
Andrew Pearson

Service

5
They provide excellent service and very helpful Reviewed on: 3rd August 2022
B.A Spice & Vlog's avatar
B.A Spice & Vlog

A very good credit option

5
Its very easy to use and versatile too! Reviewed on: 3rd August 2022
Phoenix Pentney's avatar
Phoenix Pentney

Review PayPal: PayPal Credit now

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