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PayPal: PayPal Credit reviews

4.73
Based on 142,788 reviews, last reviewed 19th Jun 2026
4228050% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and access. Easy to use and access. Makes shopping so convenient. Refunds are dealt with very quick and efficient. Reviewed on: 19th June 2026
Kelly W's avatar
Kelly W

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142788)

Great service

5
The flexibility of PayPal credit and the ease of access makes it a great payment method. Reviewed on: 6th August 2022

good

5
PayPal is just there when you need it. Reviewed on: 6th August 2022

Makes life easier

5
I recommend everyone to use paypal credit. The ability to pay off quickly and at no additional cost is a big advantage. Reviewed on: 6th August 2022

Excellent service

5
I have been using paypal for over 8 years now and never had any complains to make Reviewed on: 6th August 2022

Gives me hassle free extra flexibility

5
During these difficult times it's nice to be able to put a large appliance on paypal credit to pay it off over 4 months rather than taking the hit all at once. Reviewed on: 6th August 2022

Safe Quick Easy

5
Fast safe and easy way to buy products and services both online and on the high street Reviewed on: 6th August 2022

Best payment method

5
PayPal payment is the best payment option when making payment on any website and even in store. PayPal credit pay in 3 plan is fantastic. At Paypal you don't have to carry cards, spend choose card and pay. Reviewed on: 6th August 2022

Easy to use

5
Nice and easy to use, never had a problem with customer services when I needed extra support. Would recommend :) Reviewed on: 5th August 2022

Paypal Credit is the best for online purchase

5
It is easy, reliable and trustworthy for online purchases. Reviewed on: 5th August 2022

really usefull

5
used it time and agin with no problems Reviewed on: 5th August 2022

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Help others make smarter decisions by sharing your own experience. Write a review