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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,026 reviews, last reviewed 20th Jun 2026
4238850% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing experience with pay later services. Amazing experience with pay later services. Reviewed on: 20th June 2026
Alex G's avatar
Alex G

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143026)

Easy purchasing and payment systems

5
Easy purchasing and payment systems Reviewed on: 11th June 2024
Richard I's avatar
Richard I

The fact that l had 0 interest for the first 4 month...

5
The fact that l had 0 interest for the first 4 months was amazing Reviewed on: 11th June 2024
Sophia C's avatar
Sophia C

easy to access, integrated and straight forward

5
So easy to access as it is integrated into so many check outs and a really great app tii Reviewed on: 11th June 2024
Lisa W's avatar
Lisa W

very secure

5
as reliabe as my high street bank feels very secure Reviewed on: 11th June 2024
pompeyck's avatar
pompeyck

Always so helpful and always get the best deals and...

5
Always so helpful and always get the best deals and interest free credit with PayPal. They always workout your payments to benefit you so you are always paying the lowest interest rate possible. Reviewed on: 11th June 2024
Gemma D's avatar
Gemma D

It just works

5
No issues. Easily apply or pay off credit when needed. Reviewed on: 11th June 2024
steveXsticks 's avatar
steveXsticks

Great deals for special things.

5
Easy to use. Interest free options are great. Helps me get those special things I really want. Reviewed on: 11th June 2024
Mandy K's avatar
Mandy K

Great app to track payments.

5
Great app to track payments. Security is also provided. Great customer service when needed. Reviewed on: 11th June 2024
Levi N's avatar
Levi N

East to use!

5
East to use! Very happy and would highly recommend to family and friends Reviewed on: 11th June 2024
Lizzie's avatar
Lizzie

VERY HELPFUL

5
It has helped me a lot in different ways. Reviewed on: 11th June 2024
Addy 's avatar
Addy

Review PayPal: PayPal Credit now

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