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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142998 reviews)

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4.73

Based on 142,998 reviews, last reviewed 19th Jun 2026

4237500% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I didn't know about the PayPal was so good. I didn't know about the PayPal was so good. When I started using it felt genuinely blessed. The product service is the best. Even I got credit card wi... Read more Reviewed on: 19th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (142998)

I am so happy with the service Paypal has been offer...

I am so happy with the service Paypal has been offering me. Always resolve any issue I have so quick, excellent customer service Reviewed on: 11th June 2024

Great experience so far.

Great experience so far. Haven’t had any issues with pay pal Reviewed on: 11th June 2024

Quick and efficient service, easy to navigate

Quick and efficient service, easy to navigate Reviewed on: 11th June 2024

PayPal Credit helps me pull through difficult months

The PayPal Credit has been helping me out quite a lot during the current hapless 'Price Crisis'; especially in a concern of food. Without it, I am not sure if I could survive certain months in their entirety (my salary is being paid monthly, btw). The repayments are relatively OK; definitely nothing excruciating. I began using the service at the end of 2022 and so far I have not encountered any problems whatsoever; touchwood. Though one should keep in mind that fortunately I have so far never been late with any repayment. Again, touchwood. Reviewed on: 11th June 2024

Solid, easy, action

One click, one swish and you’ve paid via PayPal credit. Great at managing when you want to lay and how long you want to pay off 10/10 highly recommended !! Reviewed on: 11th June 2024

I have a credit card and previously spoken to their...

I have a credit card and previously spoken to their live customer service chat and I find it to be great and friendly Reviewed on: 11th June 2024

Good product and service and available and a lot of...

Good product and service and available and a lot of retailers to use and pay in 3 is a good addition, would highly recommend Reviewed on: 11th June 2024

PayPal always has my back.

PayPal always has my back.. easy to use, never had any issues Reviewed on: 11th June 2024

Really brilliant customer service

Really brilliant customer service Reviewed on: 11th June 2024

Never had a bad word to say about PayPal.

Never had a bad word to say about PayPal. It’s that dependable friend in the background who goes about their day with no trouble. I have used PayPal for 20 years, and look forward to the next 20 years. Reviewed on: 11th June 2024

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