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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142972 reviews)

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4.73

Based on 142,972 reviews, last reviewed 19th Jun 2026

4236300% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve been using PayPal and PayPal credit for the pas... I’ve been using PayPal and PayPal credit for the past 14 years and never had a problem. I had a scam on my account 2 months ago and I contacted PayPal... Read more Reviewed on: 19th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (142972)

I always use paypal for any payment online because i...

I always use paypal for any payment online because is secure and always protected me but im not really happy about the currency fees when send money abroad. Reviewed on: 11th June 2024

Good service I recommend pay pal

Good service I recommend pay pal Reviewed on: 11th June 2024

Give it a try

Its been great and i have not had any issues Reviewed on: 11th June 2024

PayPal credit something has to change

PayPal credit is generally super handy and good value . The only thing which I really do not like is the fact that PayPal prioritises transactions with interest to be paid off first. PayPal Credit does NOT offer customer to choose which transaction to pay off first. It is very unhelpful and stressful. Long term credit (12months ) with interest rate will be deducted before short term credit (4months) without interest. I really do not understand why customers can not choose or , logically, why the one ending sooner will not be paid off first? I was paying for months to find out that my credit with interest expiring in August 2024 was nearly paid off and that one interest free ending in March 2024 was still full amount! In the end I had to pay off all amount at once because PayPal would not prioritise it and expiry date was very close. Reviewed on: 11th June 2024

Easy to use and easy to manage.

Easy to use and easy to manage. Makes shopping easier and more affordable to pay in instalments Reviewed on: 11th June 2024

You can diffently depend on paypalcredit.

You can diffently depend on paypalcredit.Easy to get approval for credit, and it's 4 months no interest always helped me to arrange for my dream holidays. Reviewed on: 11th June 2024

Fabulous tool

Fantastic for paying for most items & saves carrying cards with you when you go out Reviewed on: 11th June 2024

Never any hassle, always a pleasure.

Never any hassle, always a pleasure. Money withdrawn lands in bank account in seconds. Reviewed on: 11th June 2024

No issues and quick resolution every time.

No issues and quick resolution every time. Reviewed on: 11th June 2024

Paypal is really good.

Paypal is really good. Paypal Credit and Balance, also, no card details need to be filled while shopping. Reviewed on: 11th June 2024

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