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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181092)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Using PayPal since 2011, it’s been an excellent serv...

5
Using PayPal since 2011, it’s been an excellent service, customer support is fantastic, helpful when resolving issues with sellers Reviewed on: 14th July 2026

perfect experiencein every thing

5
perfect experiencein every thing Reviewed on: 14th July 2026

I have had no problem using PayPal great service

5
I have had no problem using PayPal great service Reviewed on: 14th July 2026

Needed credit for new pc, came at a good time

5
Needed credit for new pc, came at a good time Reviewed on: 14th July 2026

It is convenient when don’t have bank card to hand k...

5
It is convenient when don’t have bank card to hand knowing you are still covered Reviewed on: 14th July 2026

Just keep you updated with my spending

5
Just keep you updated with my spending Reviewed on: 14th July 2026

Simple and effective way to pay that’s great for cop...

5
Simple and effective way to pay that’s great for coping with pinchpoints Reviewed on: 14th July 2026

would recommend

5
Positive experience use it whenever I can no.probkems if a refund is needef Reviewed on: 14th July 2026

Love using PayPal

5
Love using PayPal free from fraud. Reviewed on: 14th July 2026

Why would you use anything else

5
Easy to use. Love the reward scheme. And the virtual card is brilliant too Reviewed on: 14th July 2026

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