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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal forever

PayPal 0% for 4 months allows me to buy stuff even when I don't have enough money. Reviewed on: 14th July 2026

Using PayPal gives me added piece of mind.

Using PayPal gives me added piece of mind. If a company is taking money through PayPal it gives me confidence that my money is secure and I can claim it back if issues arise with the retailer. Reviewed on: 14th July 2026

Always fair and professional.

Always fair and professional. Knowing they're there for support in my buying. Reviewed on: 14th July 2026

All good.

Very helpful useful service that is easy enough to use Reviewed on: 14th July 2026

GREAT TO DEAL WITH EXCELLENT SERVICE THANKS

GREAT TO DEAL WITH EXCELLENT SERVICE THANKS Reviewed on: 14th July 2026

Highly recommend

Always been a great help in regards to purchasing things to pay at a later date. Never had any issues and always stuck to the original terms set out Reviewed on: 14th July 2026

I have used consumer credit and it works fine

I have used consumer credit and it works fine Reviewed on: 14th July 2026

Great service ,helpful processes ,easy access to pay...

Great service ,helpful processes ,easy access to payment. Reviewed on: 14th July 2026

Good amazing highly recommend to others

Good amazing highly recommend to others Reviewed on: 14th July 2026

Great and efficient and flexible

Great and efficient and flexible Reviewed on: 14th July 2026

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