Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 107,216 reviews, last reviewed 14th May 2026
2600650% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I recommend if u want to receive money quickly PayPal has helped me a lot and if easy and simple to use. It’s easy for people to send money to me as well as me sending money to them. It is really u... Read more Reviewed on: 14th May 2026
Ania M's avatar
Ania M

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107216)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I’ve used PayPal for many years.

5
I’ve used PayPal for many years. Excellent security features. Offers simple and efficient payment options Reviewed on: 13th May 2026

Paypal has been good to me, providing me with means...

4
Paypal has been good to me, providing me with means to split my bills when things get rocky financially. Reviewed on: 13th May 2026

Effortless and Intuitive

5
I've never had an issue with any transaction, the app is very intuitive and easy to follow, sending and receiving payments is easy and information is easily available when required. The customer service team are also very helpful and aim to resolve issues promptly. Reviewed on: 13th May 2026

good service easy to pay,very handy when you needed

5
good service easy to pay,very handy when you needed Reviewed on: 13th May 2026

Safer transactions

5
I feel safer paying with PayPal than just paying directly to online merchants. Reviewed on: 13th May 2026

Best service ever really good always here for me

5
Best service ever really good always here for me Reviewed on: 13th May 2026

Great love it, can’t really go wrong with PayPal

5
Great love it, can’t really go wrong with PayPal Reviewed on: 13th May 2026

I have had excellent experience with customer servic...

5
I have had excellent experience with customer service over the phone as the spokesperson was really helpful and quick to resolve any issue I was facing with my account. Reviewed on: 13th May 2026

Easy to work with

4
Very easy n not time consuming n clearly orgsnised for good customer satisfaction Reviewed on: 13th May 2026

Best and safest money transaction ive used

5
Best and safest money transaction ive used Reviewed on: 13th May 2026