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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,070 reviews, last reviewed 21st Jun 2026
4286350% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy experience and hap service Easy experience and happy with service Reviewed on: 21st June 2026
Barry 's avatar
Barry

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144070)

I have used Paypal credit for years now.

5
I have used Paypal credit for years now. It is a secure, quick and easy to use service and the terms of which are explained clearly Reviewed on: 12th June 2024
Nella P's avatar
Nella P

Never a bad experience with pay in 3

5
Never a bad experience with pay in 3 Reviewed on: 12th June 2024
Josh Bremner's avatar
Josh Bremner

Perfect, recommend to anyone.

5
Perfect, recommend to anyone. Love how it's easy to use and convenient. You are always protected with Paypal, I cannot recommend enough Reviewed on: 12th June 2024
Ionel C's avatar
Ionel C

Excellent customer service - opened a case to claim...

5
Excellent customer service - opened a case to claim money from a fraudulent company and just paid back into my account Reviewed on: 12th June 2024
Jan S's avatar
Jan S

Made it quick & easy to understand and use

5
Made it quick & easy to understand and use Reviewed on: 12th June 2024
Ruth W's avatar
Ruth W

Would recommended

5
Really easy to use, widely usable by online brands so it’s worth having! Faultless at the moment. Reviewed on: 12th June 2024
Jennifer L's avatar
Jennifer L

5 star, simple to navigate and competitive rates.

5
5 star, simple to navigate and competitive rates. Reviewed on: 12th June 2024
Sarah C's avatar
Sarah C

My favourite!

5
My favourite option with PayPal is the paying over 3 months. It gives me the opportunity to buy something that I really want and spread over 3 payments. They give me the exact date of each payment ahead so I can put them in my diary. Of course I'm careful not to over stretch myself. But I have bought items that otherwise I would have missed out on. Reviewed on: 12th June 2024
Jacqueline L's avatar
Jacqueline L

Excellent service, easy to use

5
Smooth transactions, excellent support when a purchase made using PayPal was not delivered, payment terms easy to understand, home page, balances & transactions easy to check. Reviewed on: 12th June 2024
Jackie S's avatar
Jackie S

Very easy to use and simple.

5
Very easy to use and simple. Clear to understand and access the money. Good time frame of repaying the money back too. Simple to access on the app and repay in different stages. Reviewed on: 12th June 2024
Aron S's avatar
Aron S

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