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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,111 reviews, last reviewed 21st Jun 2026
4288250% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

If you have a problem and report it usually get a re... If you have a problem and report it usually get a refund off the seller.Paypal credit is a handy tool and can manage to set your own amount. Reviewed on: 21st June 2026
Jackie Coakley's avatar
Jackie Coakley

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144111)

They were there when I needed them ,would use them a...

5
They were there when I needed them ,would use them again Reviewed on: 12th June 2024
Shirley Village's avatar
Shirley Village

PayPal credit has helped me live my life!

5
PayPal credit has helped me live my life! I have been able to buy new bedding when it was desperately needed (but when I could afford it in one cost), having 4 months to pay off really helps Reviewed on: 12th June 2024
Robyn B's avatar
Robyn B

EASY TO SET UP

5
I have always found Pay Pal credit to be an excellent way to buy things especially if you can pay over 3 months to spread the cost. It's also very easy to set up as well Reviewed on: 12th June 2024
Mandy E's avatar
Mandy E

Flexible secure way to purchase items interest free,...

5
Flexible secure way to purchase items interest free, either by choosing to pay in three or on credit option.Easy way to pay friends and family. Reviewed on: 12th June 2024
Cheryl T's avatar
Cheryl T

A fair, trustworthy company.

5
Bought multiple items on different occasions, sometimes the more expensive things I needed, made affordable with pay over installments with interest free payments is honestly is so great. Can not be more fair and extremely trustworthy. I use paypal where ever I can. Iv even started adding funds every month to save for the bigger purchases and Christmas/ birthday gifts. Just so easy and convenient. Reviewed on: 12th June 2024
Larry's avatar
Larry

Great in emergencies

5
Easy to set up and use, conditions are clear if you bother to read them. Great way to get something in a hurry and funds dont allow at the time, but remember to budget for the monthly repayment, you can also make additional payments easily to clear your debt quicker..... however, direct debit payments are usually taken a few days after the date shown.... This may either help or hinder those on a tight budget trying to keep track of their bank accounts Reviewed on: 12th June 2024
Nigel P's avatar
Nigel P

Love it, always using paypal for purchasing online

5
Love it, always using paypal for purchasing online Reviewed on: 12th June 2024
Hendarto 's avatar
Hendarto

Easy to use and navigate.

5
Easy to use and navigate. Great customer service ! Reviewed on: 12th June 2024
Jo H's avatar
Jo H

I don't purchase online if the comoany does not offe...

5
I don't purchase online if the comoany does not offer Paypal as a payment option. I feel it is secure and any disputes I have are dealt with promptly. Reviewed on: 12th June 2024
Susan B's avatar
Susan B

Good, well secure and quick to make payments

5
Good, well secure and quick to make payments Reviewed on: 12th June 2024
Bart's avatar
Bart

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