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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,152 reviews, last reviewed 21st Jun 2026
4290150% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem and easy to use Never had a problem and easy to use Reviewed on: 21st June 2026
Kelly 's avatar
Kelly

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144152)

I’m happy using it and also keep some of the scammer...

5
I’m happy using it and also keep some of the scammers away plus the split in 3 very helpful!! Reviewed on: 12th June 2024
Cornel M's avatar
Cornel M

excellent service better than the rest

5
excellent service better than the rest Reviewed on: 12th June 2024
mark 's avatar
mark

Paypal has been my saving grace on a number of occas...

5
Paypal has been my saving grace on a number of occasions. Easy to use and good value for money. Will definitely recommend Reviewed on: 12th June 2024
Adeola O's avatar
Adeola O

PayPal credit is fantastic

5
I have been using PayPal credit for years and have never had an issue. Customer service that has been provided to myself has always been nothing short of incredible. I have recommended PayPal credit to friends and family and will continue to do so. I also use PayPal credit with all my transactions that I can as it is quick and easy. I honestly couldn’t recommend PayPal credit enough! Reviewed on: 12th June 2024
Paige H's avatar
Paige H

PayPal is excellent for its availability and securit...

5
PayPal is excellent for its availability and security purposes, however, it is totally let down by the fact that when a problem occurs, it is extremely difficult to get access to customer support. Reviewed on: 12th June 2024
Brian Hands's avatar
Brian Hands

Excellent

5
Best facility around absolutely outstanding Reviewed on: 12th June 2024
Robert Neill 's avatar
Robert Neill

Interest free with PayPal is a lifesaver!

5
PayPal credit hasnt disappointed me yet, very easy to use and very reliable. I love being able to have interest free for 4 months as it gives me more time to pay without the worry of added interest. Thanks PayPal:) Reviewed on: 12th June 2024
Chloe's avatar
Chloe

My experience with paypal

5
My experiences have all been good i have had trouble with not getting items and paypal sorted that out for me Reviewed on: 12th June 2024
TD's avatar
TD

Easy to use and setup and helps spread the cost of l...

5
Easy to use and setup and helps spread the cost of large purchases Reviewed on: 12th June 2024
Gary P's avatar
Gary P

Peace of mind with money

5
Excellent service , prompt online reply to questions Reviewed on: 12th June 2024
michelle T's avatar
michelle T

Review PayPal: PayPal Credit now

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