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PayPal: PayPal Credit reviews

4.73
Based on 143,060 reviews, last reviewed 20th Jun 2026
4240350% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Whenever I have a problem with a purchase I know it’... Whenever I have a problem with a purchase I know it’s going to be resolved Reviewed on: 20th June 2026
Lorelle s's avatar
Lorelle s

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143060)

Great for budgeting

5
Helps me afford larger items I need to buy so I can pay it back at an affordable price for me each month Reviewed on: 11th June 2024

It’s great, very useful and handy.

5
It’s great, very useful and handy. All my payments go through PayPal Reviewed on: 11th June 2024

Thumbs up

5
Interest free payment for 4 months is great in a squeeze and paying is easy and secure. Reviewed on: 11th June 2024

Great fantastic

5
Enjoying PayPal well because is easy to pay mostly everywhere Reviewed on: 11th June 2024

Easy and safe payment online

5
Easy to use and a safe way to pay online. Reviewed on: 11th June 2024

Easy to apply and the app provides the detail you ne...

5
Easy to apply and the app provides the detail you need which means you are on control of your money. Highly recommended to anyone that needs a line of easy to use credit. Reviewed on: 11th June 2024

A Great Experience.

5
PayPal is fantastic to to purchase goods in so many ways. Thanks PayPal Reviewed on: 11th June 2024

Easy process and 0% for 4 moths really helpfull.

5
Easy process and 0% for 4 moths really helpfull. Would be perfect if they make it 6. Reviewed on: 11th June 2024

Simple and useful

5
It’s so very simple to use and helps to budget and also help to improve credit score Reviewed on: 11th June 2024

Excellent, has been a life saver with online purchasee

5
Excellent, has been a life saver with online purchasee Reviewed on: 11th June 2024

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Help others make smarter decisions by sharing your own experience. Write a review