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PayPal: PayPal Credit reviews

4.73
Based on 143,050 reviews, last reviewed 20th Jun 2026
4239850% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, excellent service, secure Easy to use, excellent service, secure Reviewed on: 20th June 2026
john g's avatar
john g

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143050)

Paypal is easy to use and user friendly.

4
Paypal is easy to use and user friendly. Reviewed on: 11th June 2024

Easy to apply for, very helpful.

5
Easy to apply for, very helpful. Great experience with PayPal credit Reviewed on: 11th June 2024

5 star - Great process, quick and good communication.

5
Great process, quick and good communication. Reviewed on: 11th June 2024

A safe secure way to pay.

5
A safe secure way to pay for goods with company that helps when problems arise, with so many cons and scams coming from just about everywhere. Great work keeping it up is your challenge, good luck with that looking forward to a long partnership for years to come. Kevinevo Reviewed on: 11th June 2024

Wow where shall I start, It is so easy paying for on...

5
Wow where shall I start, It is so easy paying for online and the service is second to none , I can recall when I call Customer service they always get Any queries sorted quickly, Reviewed on: 11th June 2024

Essay paiement for the win

5
Using PayPal credit makes my decision about big purchases so much easier.and the repayment are calculated and taken automatically. That is what I love, to not worry about it. Reviewed on: 11th June 2024

Why I use PayPal

5
Pay in 3 makes my life easier, I am always kept informed so I can't miss my.payments Reviewed on: 11th June 2024

Easy to keep up with bills

5
Paypal credit has been really helpfull with keeping on top of bills as i am paied 4weekly. This means i never miss a bill Reviewed on: 11th June 2024

It's enabled me to buy large price tag items and pay...

5
It's enabled me to buy large price tag items and pay over 4 months interest free Reviewed on: 11th June 2024

I feel safe making online purchases.

5
I feel safe making online purchases. If there’s no PayPal I do t even make a purchase. PayPal is the safest way of shopping because I feel protected. Reviewed on: 11th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review