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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143045 reviews)

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4.73

Based on 143,045 reviews, last reviewed 20th Jun 2026

4239600% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good customer service, great experience Good customer service, great experience Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143045)

Amazing app experience and easy and clear terms and...

Amazing app experience and easy and clear terms and conditions! Reviewed on: 11th June 2024

Can't pay using a credit card.

Can't pay using a credit card. App is difficult to use Reviewed on: 11th June 2024

Have had no negative experiences.

Have had no negative experiences. The one time I had a problem with an an on-line purchase not being what it was meant to be the payment was refunded and the issue resolved within 30 minutes. Reviewed on: 11th June 2024

Great to have

Ease of use, customer service is excellent, reminders to pay is great Reviewed on: 11th June 2024

Sometimes confusing but on more thought other than a...

Sometimes confusing but on more thought other than an overcharge in interest which was misleading but explained adequately.need reminders of payment due time. Reviewed on: 11th June 2024

Responsible lending

A brilliant experience easy to pay extra payments and set up direct debits.. can choose if you want your PayPal card as preferred payment and easy to change that option if needed.. I'd recommend anyone to this card.. you have emails telling you when the direct debit is going from your chosen payment card in plenty of time. If you need to juggle some money.. I live it and its all responsible lending.. if you want to you can have full choice if you want your credit limit halted your in full control Reviewed on: 11th June 2024

PayPal helps with bday & Xmas money

With family the other side of the world PayPal is my go to for sending bday, Xmas money be lost without it Reviewed on: 11th June 2024

I have never had any issues with PayPal .

I have never had any issues with PayPal . I recommend it to my family and friends . It’s a safe and secure way to pay for things without divulging your bank details Reviewed on: 11th June 2024

I love paypal

I love using PayPal as you have that added level of security for your transactions and they will contact you ASAP if they see any unusual activity Reviewed on: 11th June 2024

Very useful in terms of credit and clear info

Very useful in terms of credit and clear info Reviewed on: 11th June 2024

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