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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,036 reviews, last reviewed 20th Jun 2026
4239250% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with PayPal is I love because is safe... My experience with PayPal is I love because is safe and very easy to manage Reviewed on: 20th June 2026
David Cambero Perez 's avatar
David Cambero Perez

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143036)

Great customer service and easy to use

5
Great customer service and easy to use Reviewed on: 11th June 2024
Eden F's avatar
Eden F

Useful and accessible

5
Helpful to be able to use it for some purchases. Easy to make payments. Reviewed on: 11th June 2024
ML's avatar
ML

Easy to pay and fair interest rates.

5
PayPal make it easy to pay for goods and interest rates are fair. The app is great for everything related to the credit account including managing the credit amount. Reviewed on: 11th June 2024
Samuel C's avatar
Samuel C

PayPal credit

5
This paid for my holiday with a low interest couldn't recommend this more for big purchases Reviewed on: 11th June 2024
Justin 's avatar
Justin

Safe and conveneint

5
Most online store have now paypal option which is safe and convenient to do shopping and spread the cost or 4 months interest free option. Reviewed on: 11th June 2024
sam's avatar
sam

Easy and convenient to use .

5
Easy and convenient to use . Fast payments Reviewed on: 11th June 2024
Johanne Johnstone's avatar
Johanne Johnstone

Easy payment options and excellent communication to...

5
Easy payment options and excellent communication to tell you even payments are being taken Reviewed on: 11th June 2024
abnaz's avatar
abnaz

Excellent way to pay!

5
I love how protected you are when spending and how flexible payments are with the pay in 3 option and interest free credit card Reviewed on: 11th June 2024
Kirsten t's avatar
Kirsten t

Very good.

5
Very good. No hassle very much happy with service Reviewed on: 11th June 2024
Jo G's avatar
Jo G

very smooth, seamless experience

5
It’s always a very smooth, seamless experience. I use PayPal for purchases, payments, sometimes for disputes and I am always satisfied with how easy the journey is. It is a pleasure to use the service- it does what it claims, money is always sent and received with no issues. I feel safer using it than my card. Reviewed on: 11th June 2024
Domi's avatar
Domi

Review PayPal: PayPal Credit now

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