Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 143,026 reviews, last reviewed 20th Jun 2026
4238850% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing experience with pay later services. Amazing experience with pay later services. Reviewed on: 20th June 2026
Alex G's avatar
Alex G

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143026)

PayPal credit has helped me afford to buy items I ne...

5
PayPal credit has helped me afford to buy items I need and pay overtime Reviewed on: 11th June 2024

Never had a problem with PayPal.

5
Never had a problem with PayPal. Only great experiences Reviewed on: 11th June 2024

PayPal provide excellent customer service and support.

5
PayPal provide excellent customer service and support. You are treated like a person and not a number. Reviewed on: 11th June 2024

Very good.

5
Very good. Quick and easy. Very reliable snd dependable. Reviewed on: 11th June 2024

Good overall, but the introductory interest-free per...

5
Good overall, but the introductory interest-free period is too short Reviewed on: 11th June 2024

Useful & manageable

5
Easy to use and manage keeping track of payments. Helps with a large expense. Reviewed on: 11th June 2024

Very easy to use , no interest payments if managed p...

5
Very easy to use , no interest payments if managed properly and transactions are insured if you hit any unforseen problems. All in all works well for me Reviewed on: 11th June 2024

Easy to use, disputes resolved quickly

5
Easy to use, disputes resolved quickly Reviewed on: 11th June 2024

Easy and secured

5
It is secured and I was given enough time to pay back. It's also very easy to get it Reviewed on: 11th June 2024

Problem free

5
Always been great never had any problems Reviewed on: 11th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review