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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142998 reviews)

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4.73

Based on 142,998 reviews, last reviewed 19th Jun 2026

4237500% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I didn't know about the PayPal was so good. I didn't know about the PayPal was so good. When I started using it felt genuinely blessed. The product service is the best. Even I got credit card wi... Read more Reviewed on: 19th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (142998)

I have used PayPal for over 8 years now and not once...

I have used PayPal for over 8 years now and not once I had an issue. They have evolved and expanded since to even give you different options of payment like pay in 3 and PayPal credit which are both amazing. When I run into some scammer because of PayPal " Goods and services" option I was able to recover my money. All in all, fabulous. Reviewed on: 11th June 2024

There when I need it

There when I need it, would like it to be avaliable at more outlets Reviewed on: 11th June 2024

God to have it

I am glad I have it. It saves me from applying for credit and keeps my credit history good. Reviewed on: 11th June 2024

The service provided was exceptional and incredibly...

The service provided was exceptional and incredibly reliable. Reviewed on: 11th June 2024

Safe on line shopping with PayPal

With PayPal I feel safer when I shop on line, I feel that they have my back and if anything goes wrong they will do their best to sort it out with a minimum of fuss Reviewed on: 11th June 2024

Very easy to use and pay with Paypal

Very easy to use and pay with Paypal Reviewed on: 11th June 2024

Always easy to use and clear on spending.

Always easy to use and clear on spending. Customer services helpful and easy to reach Reviewed on: 11th June 2024

Seamless experience with app always .

Seamless experience with app always . Good security geatures Reviewed on: 11th June 2024

Highly recommend, excellent service

Very happy, quick easy to follow and excellent service, thank you. Reviewed on: 11th June 2024

5***** service

It’s always been a massive help for mid month purchases and pay in three so convenient there is no one else like PayPal 5***** Reviewed on: 11th June 2024

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