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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142972 reviews)

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4.73

Based on 142,972 reviews, last reviewed 19th Jun 2026

4236300% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve been using PayPal and PayPal credit for the pas... I’ve been using PayPal and PayPal credit for the past 14 years and never had a problem. I had a scam on my account 2 months ago and I contacted PayPal... Read more Reviewed on: 19th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (142972)

A rally good experience with paypal definitely recom...

A rally good experience with paypal definitely recommend Reviewed on: 11th June 2024

Easy to use app .

Easy to use app . Sensible credit limits Reviewed on: 11th June 2024

Easy to use fair rates of interest with interest fre...

Easy to use fair rates of interest with interest free option Reviewed on: 11th June 2024

lower interest, safe account

I find that the interest rate is lower compared to other credit accounts, and everyone already feels safer when using PayPal so it already had a great foundation to trust Reviewed on: 11th June 2024

Excellent product

Makes buying products more accessible Reviewed on: 11th June 2024

Very good service thanks for all you do.

Very good service thanks for all you do. Reviewed on: 11th June 2024

Easy to use, helps spread the cost

Easy to use, helps spread the cost Reviewed on: 11th June 2024

Great service that pay pal provide

Great service that pay pal provide Reviewed on: 11th June 2024

Just enough

It just gives you the flexibility tobgetvwhat you need Reviewed on: 11th June 2024

Happy with my service with PayPal.

Happy with my service with PayPal. Easy and quick transactions and I love the buy now pay later interest-free option. Reviewed on: 11th June 2024

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