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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,942 reviews, last reviewed 19th Jun 2026
4235100% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Easy and straightforward to use. Reviewed on: 19th June 2026
Nana's avatar
Nana

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142942)

Great service and secure for online shopping

5
Great service and secure for online shopping Reviewed on: 11th June 2024
Amir N's avatar
Amir N

I have found it very useful and I have had no proble...

5
I have found it very useful and I have had no problems at all I have recommended it to a lot of people including family Reviewed on: 11th June 2024
Margaret Mason's avatar
Margaret Mason

I had an issue when I wanted to pay additional amoun...

4
I had an issue when I wanted to pay additional amount of credit. This move cancelled my current amount of payment what caused my credit score lower. Agent wasn't nice to deal with it Reviewed on: 11th June 2024
Katarzyna W's avatar
Katarzyna W

Received item not as advertised

5
Pay is always there to help return item received not as advertised Reviewed on: 11th June 2024
Sukhcharan 's avatar
Sukhcharan

PayPal Available Yearlong Providing Advanced Links.

5
PayPal Available Yearlong Providing Advanced Links. enabling access to worldwide commerce with great service and care over their customer’s transactions Reviewed on: 11th June 2024
Grangrad's avatar
Grangrad

Pay pal credit , is built on trust

4
Great to have , would definitely use it more if they were to raise my credit limit . It’s been stuck at £250 like forever Reviewed on: 11th June 2024
Yvette P's avatar
Yvette P

The best buy now pay later

5
Title: Convenient and Flexible: PayPal Credit Review I have been using PayPal Credit for a while now, and I must say that it has proven to be a convenient and flexible payment option. As an avid online shopper, having PayPal Credit at my disposal has made my purchasing experience hassle-free. One of the standout features of PayPal Credit is the ease of use. It is seamlessly integrated into my PayPal account, making transactions quick and straightforward. With just a few clicks, I can complete my purchase and choose to pay later. This streamlines the checkout process, saving me time and effort. The flexibility provided by PayPal Credit is another key advantage. It allows me to split my payments into manageable installments, which is especially helpful for larger purchases. The ability to choose from various repayment options, such as interest-free financing on eligible purchases, has been a game-changer for me. It gives me the freedom to budget my payments according to my financial situation. Furthermore, PayPal Credit offers a competitive Annual Percentage Rate (APR), making it an attractive choice for those looking for affordable credit options. The transparency in terms of interest rates and fees is commendable, as it allows users to make informed decisions about their purchases. The customer service provided by PayPal Credit has been satisfactory. Whenever I had questions or needed assistance, their support team was responsive and helpful. Additionally, the user-friendly website and mobile app make it easy to manage my account, check balances, and make payments. However, there are a couple of areas where PayPal Credit could improve. Firstly, the credit limit initially provided might be lower than expected, which may limit purchasing power for some users. Secondly, while the integration with most online merchants is seamless, there are still a few platforms where PayPal Credit is not accepted, which can be inconvenient. In conclusion, PayPal Credit is a reliable and convenient payment option that offers flexibility and ease of use. It has simplified my online shopping experience, allowing me to make purchases with confidence and control over my payments. Despite a couple of minor drawbacks, PayPal Credit is a valuable tool for anyone looking for a flexible credit option. Reviewed on: 11th June 2024
Md ibrahim Darje's avatar
Md ibrahim Darje

Paypal credit is awesome, easy to use!

5
Paypal credit is awesome, easy to use! Customer service is great. Ive used paypal credit for large purchases and you get that extra peace of mind when buying. Reviewed on: 11th June 2024
Kazzy 's avatar
Kazzy

I enjoyed the Paypal from the first day I signed up...

5
I enjoyed the Paypal from the first day I signed up until now Reviewed on: 11th June 2024
Amir M's avatar
Amir M

Easy and reliable Payment Method!

5
PayPal is so easy to use and offers a variety of ways to pay. The pay in 3 option is particularly useful for larger purchases which helps to spread the cost in more manageable amounts. I also use PayPal credit which offers 4 months interest free on spends of £99 or more. Both options are easy and help ease the burden of paying for larger purchases. It is also useful for sending money to friends and family easily. I have never had a problem using PayPal but feel confident that their customer service would be reliable in solving any disputes. Reviewed on: 11th June 2024
Nadia Hitchen's avatar
Nadia Hitchen

Review PayPal: PayPal Credit now

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