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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,912 reviews, last reviewed 19th Jun 2026
4233700% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good experience, paypal just works Really good experience, paypal just works Reviewed on: 19th June 2026
Karl M's avatar
Karl M

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142912)

Expensive cut, the money taken is too much for the s...

4
Expensive cut, the money taken is too much for the service it provides. Reviewed on: 11th June 2024
Dhoobs's avatar
Dhoobs

I am really satisfied.

5
I am really satisfied. And happy for work with them. Reviewed on: 11th June 2024
Muhammad u's avatar
Muhammad u

I love it, so easy to use!

5
I love it, so easy to use! They gave me a great allowance at the end of the year and increased it for me! So thankful. Reviewed on: 10th June 2024
Salwa 's avatar
Salwa

Always straight forward and easy payments

5
Always straight forward and easy payments Reviewed on: 10th June 2024
June Cleverley's avatar
June Cleverley

Paypal Credit - Flexible and straight forward!

5
Paypal credit has offered me an immense degree of flexibility in my spending through it’s 0% interest rate for 4 months following a £99 spend policy. I have found that every store online accepts Paypal credit, giving me a huge level of choice in my online purchases. Being accepted was an incredibly easy and straight forward process, as was adapting my credit limit to suit my daily needs. Reviewed on: 10th June 2024
Harry O's avatar
Harry O

Easy to set up.

5
Easy to set up. Can contact customer service easily. Clear details about payments. Reviewed on: 10th June 2024
Katie H's avatar
Katie H

Really helped me build my business by allowing me to...

5
Really helped me build my business by allowing me to pre pay services I’ve required Reviewed on: 10th June 2024
James M's avatar
James M

PayPal has been there for me for years

5
PayPal has been there for me for years, giving me flexibility and the ability to handle many financial decisions. Without it life would have been more stressful Reviewed on: 10th June 2024
Ryse c's avatar
Ryse c

I use PayPal regularly to help split costs and to pa...

5
I use PayPal regularly to help split costs and to pay for Christmas presents. I find it super helpful and very fair apr wise. Reviewed on: 10th June 2024
Rachel J's avatar
Rachel J

Easy set up and great customer support

5
Easy set up and great customer support Reviewed on: 10th June 2024
Anonymous A's avatar
Anonymous A

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