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PayPal: PayPal Credit reviews

4.73
Based on 140,012 reviews, last reviewed 15th Jun 2026
4102000% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just perfect I love PayPal just amazing Just perfect I love PayPal just amazing Reviewed on: 15th June 2026
kasta31's avatar
kasta31

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140012)

PayPal has helped me in a lot of situations, especia...

5
PayPal has helped me in a lot of situations, especially when I can’t pay the full amount at the time! Reviewed on: 7th June 2024

I am with pay pal 10 years never have problems any i...

5
I am with pay pal 10 years never have problems any issue Reviewed on: 7th June 2024

INTEREST FREE CREDIT IS THE BEST

5
INTEREST FREE CREDIT IS THE BEST 3 OR 4 INTEREST FREE PAYMENTS I USE REGULAR AND I BUY A LOT WITH IT Reviewed on: 7th June 2024

This has been really useful.

5
This has been really useful. When I started I had £400 credit then it got cut to £200 despite me never missing a payment. Realistically I could do with it being £1000 as I do quite often pay the balance straight away other than the credit limit it’s fantastic. Reviewed on: 7th June 2024

Quick and reliable service, Paypal makes payments si...

5
Quick and reliable service, Paypal makes payments simple safe and secure Reviewed on: 7th June 2024

I've been using PayPal credit for a number of years...

5
I've been using PayPal credit for a number of years for small to mid size purchased that allow me to spread the cost interest free over 4 months - this means I can break down the over all costs in to affordable chunks and pay this off at any point in the month, rather than a set date - which better helps me keep abreast of my finances. Reviewed on: 7th June 2024

Simply the best better than all the rest

5
Brilliant , easy and simple , best credit by far Reviewed on: 7th June 2024

Great service Secure Easy to use

4
Great service Secure Easy to use Reviewed on: 7th June 2024

Whenever any difficulties with products PayPal alway...

5
Whenever any difficulties with products PayPal always repay your money Reviewed on: 7th June 2024

Use PayPal nearly everyday, simple easy & safe way t...

5
Use PayPal nearly everyday, simple easy & safe way to transact money or pay for goods Reviewed on: 7th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review