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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,134 reviews, last reviewed 15th Jun 2026
4107700% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service never been disappointed Good service never been disappointed Reviewed on: 15th June 2026
Sharon B's avatar
Sharon B

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140134)

I love Paypal Credit!

4
I love Paypal Credit, however in regards to my limit I never get offered any increases and was never asked how much I earn to accurately calculate what this should be unlike others I know who have joined. I Do wish they had options to use it in actual shops without having to pay monthly for a card from a 3rd party. Otherwise Paypal has always been a very reliable and great way to spread the cost with multiple options. Reviewed on: 7th June 2024
Rebecca B's avatar
Rebecca B

Great customer service very friendly and helpful

5
Great customer service very friendly and helpful Reviewed on: 7th June 2024
Claire Gallacher's avatar
Claire Gallacher

Very good experience overall and I will definitely r...

5
Very good experience overall and I will definitely recommend it! 5 stars from my account and I will use more of PayPal in the future! Reviewed on: 7th June 2024
Alexandru Ban's avatar
Alexandru Ban

Worth having it

5
Never had any issues with PayPal Reviewed on: 7th June 2024
Anwar M's avatar
Anwar M

Always there when needed.

5
Always there when needed. Payment and transfer protection is very important and PayPal gives all that. Reviewed on: 7th June 2024
Greg N's avatar
Greg N

I find PayPal a very secure way of paying for items.

5
I find PayPal a very secure way of paying for items. Also the chance to pay over time. Reviewed on: 7th June 2024
Rachel H's avatar
Rachel H

Used pay pal for many years.

4
Used pay pal for many years. Seems a secure platform to make transactions. Have also phoned customer service and found them to be helpful. Although I was on hold for more than 15 minutes during my last call. Reviewed on: 7th June 2024
Bobby 's avatar
Bobby

I’ve used this facility for a number of years.

5
I’ve used this facility for a number of years. Simple to use, convenient and secure. What more does one need? Reviewed on: 7th June 2024
Keith Lewis's avatar
Keith Lewis

.recommend ,safe

5
.recommend, safe transactions ,trusting company, Reviewed on: 7th June 2024
Blanka L's avatar
Blanka L

Best credit option

5
Never had any issues, always reliable, interest free for 4 months Reviewed on: 7th June 2024
Emma 's avatar
Emma

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