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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,207 reviews, last reviewed 15th Jun 2026
4110800% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

The experience is smooth. The experience is smooth. The payments and repayments are easily. Interest free payments utpo 3 months is really handy Reviewed on: 15th June 2026
Midhun G's avatar
Midhun G

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140207)

Very easy to set up ,use and understand payment

5
Very easy to set up ,use and understand payment Reviewed on: 7th June 2024
Jason M's avatar
Jason M

Good credit options with interest free options.

5
Good credit options with interest free options. It’s easy to see when the final date to avoid interest is.One criticism would be payment is slow to update., including payment from the PayPal balance. A PayPal card would be useful for shopping in stores! Reviewed on: 7th June 2024
Lee W's avatar
Lee W

Its a great experience with paypal credit

5
Its a great experience with paypal credit Reviewed on: 7th June 2024
Mohammad's avatar
Mohammad

Good ,easy to apply.

5
Good ,easy to apply.fast checkouts Reviewed on: 7th June 2024
Dileep J's avatar
Dileep J

Easy to use and safe very friendly staff when talkin...

5
Easy to use and safe very friendly staff when talking to customer services have used this method of payment for many years Reviewed on: 7th June 2024
Darrin boxall's avatar
Darrin boxall

No issues at all ever top service

5
No issues at all ever top service Reviewed on: 7th June 2024
Tommy's avatar
Tommy

Good experience, good credit,

5
Good experience, good credit, most of the websites include Amazon and Ebay accept PayPal Reviewed on: 7th June 2024
Aileen A's avatar
Aileen A

PayPal credit is fantastic.

5
PayPal credit is fantastic. It allows me to spread the cost over 4 months. Reviewed on: 7th June 2024
Yvonne M's avatar
Yvonne M

A useful service.

5
A useful service. Would be helped if they didn’t have a minimum spend amount but nevertheless a nice way of spreading the cost of items. Reviewed on: 7th June 2024
Aqeel's avatar
Aqeel

very happy owner of PayPal account, useful and alway...

5
very happy owner of PayPal account, useful and always handy to have it everytime needed. Reviewed on: 7th June 2024
piotr juszczyk's avatar
piotr juszczyk

Review PayPal: PayPal Credit now

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