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PayPal: PayPal Credit reviews

4.73
Based on 140,264 reviews, last reviewed 16th Jun 2026
4113500% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always accessible and easy to use. Always accessible and easy to use. Reviewed on: 16th June 2026
T A Tarrar's avatar
T A Tarrar

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140264)

Easy to use and never any problems

5
Easy to use and never any problems Reviewed on: 7th June 2024

Makes payments online safe and is able to refund if...

4
Makes payments online safe and is able to refund if items are faulty or no show... Quick and easy to use the app and make payments on my balance.. Help to get a reminder every month Reviewed on: 7th June 2024

Great service and helpful.

5
Great service and helpful. Had to ting them once and it was very easy and the staff was lovely. All round good. Cool logo. Easy app to use and I like that it use the face scan. Reviewed on: 7th June 2024

Great easy to use service and great customer service

5
Great easy to use service and great customer service Reviewed on: 7th June 2024

I like to use it as its simple and quick...

5
I like to use it as its simple and quick Reviewed on: 7th June 2024

Paypal working excellent End you can trust PayPal al...

5
Paypal working excellent End you can trust PayPal always Reviewed on: 7th June 2024

Fantastic app.

5
Fantastic app. Good communication when needed. Reviewed on: 7th June 2024

Very Safety payment

5
Very Safety payment method, if the we can use on daily basis it could be handful Reviewed on: 7th June 2024

A great way for a short fix to anything

5
PayPal Credit always gives you options about paying back.Always informative with quick responses to any enquires. Reviewed on: 7th June 2024

Super, Simple, Helpful credit

5
PayPal credit is widely available, great app and website, 0% interest periods are super helpful. Why use anything else? Reviewed on: 7th June 2024

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Help others make smarter decisions by sharing your own experience. Write a review