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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140269 reviews)

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4.73

Based on 140,269 reviews, last reviewed 16th Jun 2026

4113750% increase in 5 star reviews

in the past 90 days

11650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

0% Interest in the first 4 months 0% Interest in the first 4 months Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140269)

Simple, efficient and good value

Simple, efficient and good value Reviewed on: 7th June 2024

PayPal Credit is simple and flexible

PayPal Credit is a simple and affordable payment method which provides a range of options to spread the cost of purchases. I have used PayPal Credit on many occasions and found it to be very easy to understand and use. Repayments are clearly explained and the 0% options are extremely helpful to split larger purchases into more managable sums. Interest on other payment plans are competitive and easy to understand what it will cost. Reviewed on: 7th June 2024

I always get a great service with my Paypal credit a...

I always get a great service with my Paypal credit account which I have been holding for years. It is accessible, easy to use and offer a longer term to pay the borrowed money back. Reviewed on: 7th June 2024

Great, service is great, help is quick

Great, service is great, help is quick Reviewed on: 7th June 2024

It's so convenient to sort things with colleagues fo...

It's so convenient to sort things with colleagues for gifts and with family to save posting cheques . Feel it's very secure and safe Reviewed on: 7th June 2024

Good service.

Good service. Higly recommended. Quick and easy to use. Very happy about this service. Accessible at all the time when ever you need this. Reviewed on: 7th June 2024

Extremely easy to use and keep track of with the...

Extremely easy to use and keep track of with the app Reviewed on: 7th June 2024

Very fast and easy.

Very fast and easy. The best company I ever worked with. Recommended from all my heart Reviewed on: 7th June 2024

Simple and easy to use with a variety of payment opt...

Simple and easy to use with a variety of payment options with out been over complicated and a great value and the added security. Reviewed on: 7th June 2024

Very helpful, I liked, was offered by PayPall just...

Very helpful, I liked, was offered by Pay Pal just right time. Reviewed on: 7th June 2024

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