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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181107)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always good service, never any issues with the app.

Always good service, never any issues with the app. Customer service always happy to help Reviewed on: 22nd July 2026

It’s my go-to when I need to spread costs to ease my...

It’s my go-to when I need to spread costs to ease my budget. Reviewed on: 22nd July 2026

The one time I had an issue with a merchant it was r...

The one time I had an issue with a merchant it was resolved pretty quickly without having me worry so much Reviewed on: 22nd July 2026

Love the 4 months interest free.

Love the 4 months interest free..very flexible Reviewed on: 22nd July 2026

PayPal credit

Gives you more time to split out larger payments without having to worry about paying all at once Reviewed on: 21st July 2026

Extremely satisfied!

I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

PayPal is great!

I try to use PayPal as much as possible when Im buying items online. I just feel it's the safest way to buy. Reviewed on: 21st July 2026

Secure, fast and versatile.

Secure, fast and versatile. Using PayPal at checkout makes purchases so easy and simple, and pay for items conveniently in installments. Reviewed on: 21st July 2026

I’ve had a really positive experience using PayPal C...

I’ve had a really positive experience using PayPal Credit. The application process was quick and straightforward, and it’s been a convenient way to spread the cost of larger purchases. The app is easy to use, payments are simple to manage, and I appreciate being able to track my balance and payment dates in one place. Customer service has also been helpful whenever I’ve had a query. Overall, it’s been a reliable and flexible credit option, and I’d happily recommend it to others who use it responsibly. Reviewed on: 21st July 2026

Good on 0% plans

Good on 0% plans but interest can really add up if you borrow too much Reviewed on: 21st July 2026

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