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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181092)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have been using paypal for many years and have nev...

5
I have been using paypal for many years and have never encountered a single problem Reviewed on: 21st July 2026

It’ll always be Pay in 3 for me !

5
I absolutely love pay in 3. It was the first split interest free pay plan I used and still use it more or less every week now. It’s just so efficient and helpful. Reviewed on: 21st July 2026

always smooth and easy checkout process - no issues

5
always smooth and easy checkout process - no issues Reviewed on: 21st July 2026

I started using paypal when i wanted to finance my d...

5
I started using paypal when i wanted to finance my dream laptop. With there affordable rates and ease of use i was able to get my dream laptop and have been happy with there service ever sense. Reviewed on: 21st July 2026

Easy to use and offers protection

5
Easy to use and offers protection Reviewed on: 21st July 2026

Lots of payment options, easy to use and have great...

5
Lots of payment options, easy to use and have great customer support Reviewed on: 21st July 2026

Great offers the longer you stay with PayPal

5
Great offers the longer you stay with PayPal Reviewed on: 21st July 2026

Paypal are brilliant, I've been short of money many...

5
Paypal are brilliant, I've been short of money many times but thank you PayPal I have the choice of pay in 3 or the credit card. Reviewed on: 21st July 2026

stolen debit card

5
my experience with paypal was really great as when i reported unknown transaction, they declined it immediately and then figured out the card was stolen Reviewed on: 21st July 2026

Convenient form of payment especially when there is...

5
Convenient form of payment especially when there is an issue with provider. Paypal offers excellent customer protection. Reviewed on: 20th July 2026

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