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PayPal: PayPal Credit reviews

4.73
Based on 181,068 reviews, last reviewed 28th Jul 2026
136% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

When ever there is an issue with PayPal. When ever there is an issue with PayPal. PayPal customer service always sort it for you fast and efficient. Reviewed on: 28th July 2026
Kim Stacey's avatar
Kim Stacey

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181070)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Responsible lender, however they stop my account bef...

4
Responsible lender, however they stop my account before contacting me. Reviewed on: 14th July 2026

PayPal is quite easy to use.

5
PayPal is quite easy to use. The introduction of points is also good and beneficial Reviewed on: 14th July 2026

PayPal just works !

5
PayPal just works, nothing more to add. Reviewed on: 14th July 2026

Very handy for expansive projects to spread the cost

5
Very handy for expansive projects to spread the cost Reviewed on: 14th July 2026

Convenience at your fingertips

5
Convenient way to pay which gives you choices how to do so and allows you to spread the cost in several different ways Reviewed on: 14th July 2026

AGood ppallways there when you need them.

5
Always there when you need them. Reviewed on: 14th July 2026

Fantastic to organise your money

5
It's really helped me organise my money into bill money and spending money and the rewards are a huge bonus, everything I spend money on outside of bills is now through my PayPal account and I always know exactly how much money I have. Ive also used the pay in 3, which is an added bonus when it's something I haven't budgeted for. I love it Reviewed on: 14th July 2026

Smooth trustworthy transactions , I highly recommend...

5
Smooth trustworthy transactions , I highly recommend it to friends and family Reviewed on: 14th July 2026

Good service good team law fee good security protect...

5
Good service good team law fee good security protection Reviewed on: 14th July 2026

Excellent efficiency is the right words for the servuce

5
Excellent efficiency is the right words to describe the service we receive from PayPal. It is very easy to use. I like the way it reminds you of the up coming payments. Which makes it easy to arrange yourselff on time and also make sure the payment is on your account. Reviewed on: 14th July 2026

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