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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Paypal makes finance easy app is easy to manage i lo...

Paypal makes finance easy app is easy to manage i love it thanks paypal Reviewed on: 14th July 2026

Good experience!

My request was attended quickly and without any issue. Reviewed on: 14th July 2026

Most secure & competitive payment option.

I've been using paypal credit for many years & it's always been a competitive, safe, secure and hassle free way of doing transactions with 3rd parties. Highly recommendable. Reviewed on: 14th July 2026

Very easy to use and an available payment on most pl...

Very easy to use and an available payment on most platforms. Customer services, on the rare occasion that they may be needed are always quick and helpful. Reviewed on: 14th July 2026

PayPal is my flexible preferred payment partner

I have used a mix of payments and credit with PayPal and its always easy to know exactly what my financial status is. Reviewed on: 14th July 2026

Lovely to be give a £20 discount just for signing up...

Lovely to be give a £20 discount just for signing up for PayPal credit. Gives me another option for my purchases if I need it! Reviewed on: 14th July 2026

It allows me to spread my money, and purchase items...

It allows me to spread my money, and purchase items I would not be able to purchase outright. I don't think I've ever contacted customer service. Reviewed on: 14th July 2026

Just very easy

Just very easy to use at any time Reviewed on: 14th July 2026

I never had any issues, regarding services.

I never had any issues, regarding services. Any problems got dealt with speedily Reviewed on: 14th July 2026

Excellent for value for money..

Excellent for value for money. Point given added to more rewards getting from paypal. Paypal 3 months payment make it more friendly to use paypal credits and Awedpme and life saving to pay back within the time . I would recommend Paypal credit as many times as possible . It saves me alot .. Also making my shopping easier . I used it almost everyday because of the point given to customer user like us.. Reviewed on: 14th July 2026

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