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PayPal: PayPal Credit reviews

4.73
Based on 147,845 reviews, last reviewed 2nd Jul 2026
4457750% increase in 5 star reviews
in the past 90 days
13000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026
G C's avatar
G C

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026
No's avatar
No

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147943)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Quick and clear, no problem at all.

5
Quick and clear, no problem at all. Very convenient and flexible. Reviewed on: 1st July 2026

Very professional, easy to buy , there when needed.

5
Very professional, easy to buy , there when needed. I will spread the word about pay pal credit. Reviewed on: 1st July 2026

I like to pay via pay pal alwasy the problem are sol...

5
I like to pay via pay pal alwasy the problem are solved. Reviewed on: 1st July 2026

Versatile payment platform

5
I have used PayPal for normal payments when I want the extra layer of protection and their credit solutions. Reviewed on: 1st July 2026

Best and safe payment method

5
Payment service very reliable and safe, easy to use. Reviewed on: 1st July 2026

I used it for general payments, pay in 3 and credit.

5
I used it for general payments, pay in 3 and credit. I have just used credit for £40 get £10back, lots of promos, secure and easy to use Reviewed on: 1st July 2026

Excellent for managing my spending and money

5
Excellent for managing my spending and money Reviewed on: 1st July 2026

PayPal is very easy to use and to understand and is...

5
PayPal is very easy to use and to understand and is quick to set up and an efficient way to manage money Reviewed on: 1st July 2026

Efficient and friendly customer service.

5
Efficient and friendly customer service. It was very easy to open the account Reviewed on: 1st July 2026

Excellent

5
Excellent service always when contacted Reviewed on: 1st July 2026

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