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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 138,000 reviews, last reviewed 14th Jun 2026
4010500% increase in 5 star reviews
in the past 90 days
11400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit Card Review. Excellent Experience I have been using PayPal Credit for the past few months, and my experience has been excellent. One of the biggest advantages is the 0% interest instal... Read more Reviewed on: 14th June 2026
Ahsan's avatar
Ahsan

Latest lowest rating:

1

I struggle to make a payment to my account and then... I struggle to make a payment to my account and then they suspend my account Reviewed on: 14th June 2026
Florina M's avatar
Florina M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (138000)

Highly recommended

5
I find PayPal to be a user friendly and reliable payment method with great options for financing. Highly recommend Reviewed on: 3rd June 2024
Elliott S's avatar
Elliott S

Fantastic when compared to modern credit cards (in t...

5
Fantastic when compared to modern credit cards (in terms of interest rates and flexibility). It's also compatible with Curve so is a great option for when I travel abroad for work. Reviewed on: 3rd June 2024
Krtboa's avatar
Krtboa

PayPal are one of the easiest spreading/credit accou...

5
PayPal are one of the easiest spreading/credit account company to use. Reviewed on: 3rd June 2024
Abi H's avatar
Abi H

It has been a very significant experience

4
It has been a very significant experience Reviewed on: 3rd June 2024
Afzol 's avatar
Afzol

Great and easy highly recommend.

5
Great and easy highly recommend. Very reliable. Reviewed on: 3rd June 2024
Mark's avatar
Mark

Flexible, easy to understand with very helpful staff

5
Flexible, easy to understand with very helpful staff Reviewed on: 3rd June 2024
Ed 's avatar
Ed

Best experience when you shop on e-commerce platforms!

5
Unique way to manage purchases online. Instal approval process, flexi payments, easy integration and app management! Reviewed on: 3rd June 2024
Aleksandra G's avatar
Aleksandra G

excellent service and recommended for every one!

5
excellent service and recommended for every one! Reviewed on: 3rd June 2024
Janaka M's avatar
Janaka M

Furnishing new flat

5
I moved into an unfinished flat and needed to buy a lot of things, furniture, tv etc. Being able to buy everything at once and pay of within 4 months (to avoid interest changes) , helped a lot. Reviewed on: 3rd June 2024
Angelina P's avatar
Angelina P

PayPal is Easy!

5
It was easy to set up, easy to use and easy to understand making it convenient and it pays fast Reviewed on: 3rd June 2024
Suziette A's avatar
Suziette A

Review PayPal: PayPal Credit now

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