Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 137,986 reviews, last reviewed 14th Jun 2026
4009800% increase in 5 star reviews
in the past 90 days
11400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using PayPal for quite some time for both... I've been using PayPal for quite some time for both online shopping and sending money to friends and family. What I like most is how simple and secure... Read more Reviewed on: 14th June 2026
Ghanshyamkumar 's avatar
Ghanshyamkumar

Latest lowest rating:

1

I struggle to make a payment to my account and then... I struggle to make a payment to my account and then they suspend my account Reviewed on: 14th June 2026
Florina M's avatar
Florina M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (137986)

Great and easy highly recommend.

5
Great and easy highly recommend. Very reliable. Reviewed on: 3rd June 2024

Flexible, easy to understand with very helpful staff

5
Flexible, easy to understand with very helpful staff Reviewed on: 3rd June 2024

Best experience when you shop on e-commerce platforms!

5
Unique way to manage purchases online. Instal approval process, flexi payments, easy integration and app management! Reviewed on: 3rd June 2024

excellent service and recommended for every one!

5
excellent service and recommended for every one! Reviewed on: 3rd June 2024

Furnishing new flat

5
I moved into an unfinished flat and needed to buy a lot of things, furniture, tv etc. Being able to buy everything at once and pay of within 4 months (to avoid interest changes) , helped a lot. Reviewed on: 3rd June 2024

PayPal is Easy!

5
It was easy to set up, easy to use and easy to understand making it convenient and it pays fast Reviewed on: 3rd June 2024

Paypal credit is great, my favourite thing about it...

5
Paypal credit is great, my favourite thing about it is how easy it is to understand the policy and payback rules. It is easy to follow and find information unlike some other credit providers. Reviewed on: 3rd June 2024

Gives flexibility and opportunity

5
Gives flexibility and opportunity to pay and where possible before payments are due security for purchase and spreading cost. Also allows you to know when to pay Reviewed on: 3rd June 2024

Very easy to use and ideal for online shopping.

5
Very easy to use and ideal for online shopping. Very convenient. Reviewed on: 3rd June 2024

Never had any issues with PayPal credit

5
Never had any issues with PayPal credit Reviewed on: 3rd June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review