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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 137,974 reviews, last reviewed 13th Jun 2026
4009250% increase in 5 star reviews
in the past 90 days
11350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always use them a lot of no interest credits and ple... Always use them a lot of no interest credits and plenty of pay options Reviewed on: 13th June 2026
David B's avatar
David B

Latest lowest rating:

1

no rise in 15 years not good lll no rise in 15 years not good lll Reviewed on: 13th June 2026
joseph a's avatar
joseph a
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (137974)

Best experience when you shop on e-commerce platforms!

5
Unique way to manage purchases online. Instal approval process, flexi payments, easy integration and app management! Reviewed on: 3rd June 2024
Aleksandra G's avatar
Aleksandra G

excellent service and recommended for every one!

5
excellent service and recommended for every one! Reviewed on: 3rd June 2024
Janaka M's avatar
Janaka M

Furnishing new flat

5
I moved into an unfinished flat and needed to buy a lot of things, furniture, tv etc. Being able to buy everything at once and pay of within 4 months (to avoid interest changes) , helped a lot. Reviewed on: 3rd June 2024
Angelina P's avatar
Angelina P

PayPal is Easy!

5
It was easy to set up, easy to use and easy to understand making it convenient and it pays fast Reviewed on: 3rd June 2024
Suziette A's avatar
Suziette A

Paypal credit is great, my favourite thing about it...

5
Paypal credit is great, my favourite thing about it is how easy it is to understand the policy and payback rules. It is easy to follow and find information unlike some other credit providers. Reviewed on: 3rd June 2024
Louis 's avatar
Louis

Gives flexibility and opportunity

5
Gives flexibility and opportunity to pay and where possible before payments are due security for purchase and spreading cost. Also allows you to know when to pay Reviewed on: 3rd June 2024
Catherine I's avatar
Catherine I

Very easy to use and ideal for online shopping.

5
Very easy to use and ideal for online shopping. Very convenient. Reviewed on: 3rd June 2024
Mike's avatar
Mike

Never had any issues with PayPal credit

5
Never had any issues with PayPal credit Reviewed on: 3rd June 2024
Weronika J's avatar
Weronika J

Very good value on any interest rate payment

5
Very good value on any interest rate payment Reviewed on: 3rd June 2024
Wayne Collis's avatar
Wayne Collis

Special promotion breaker

5
I like PayPal’s special promotion which turns up after using the credit. PayPal is really offering a best service. Reviewed on: 3rd June 2024
Aadil M's avatar
Aadil M

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