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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 137,936 reviews, last reviewed 13th Jun 2026
4007450% increase in 5 star reviews
in the past 90 days
11350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very useful tool and app, have us, i have used it f... Very useful tool and app, have us, i have used it for a number of years now Reviewed on: 13th June 2026
Mary N's avatar
Mary N

Latest lowest rating:

1

no rise in 15 years not good lll no rise in 15 years not good lll Reviewed on: 13th June 2026
joseph a's avatar
joseph a
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (137936)

Reliable service, enables me to budget purchases mor...

5
Reliable service, enables me to budget purchases more easily. Reviewed on: 3rd June 2024
Sabrina Fox's avatar
Sabrina Fox

It has helped in providing an interest free option f...

4
It has helped in providing an interest free option for a rainy day Reviewed on: 3rd June 2024
Ch Ashraf's avatar
Ch Ashraf

Smooth experience all through .

5
Smooth experience all through . Customer service is great and value for money too. Reviewed on: 3rd June 2024
Folashade O's avatar
Folashade O

Very useful and easy to use.

5
Very useful and easy to use. I find it easy to budget for small and big purchases. Reviewed on: 3rd June 2024
David M's avatar
David M

Always loved this!

5
Always loved this! Paypal are amazing. So helpful and there when you need them, easy transactions and tracking. Thank you Reviewed on: 3rd June 2024
Jess's avatar
Jess

Ease of use and access, very responsive.

5
Ease of use and access, very responsive. Reviewed on: 3rd June 2024
Emmanuel O's avatar
Emmanuel O

Always had a good experience when contacting PayPal.

5
Always had a good experience when contacting PayPal. Issues resolved very quickly. App works well no issues. Reviewed on: 3rd June 2024
Gillian W's avatar
Gillian W

Easy, fast payments.

5
Easy, fast payments. Feel safer using this service Reviewed on: 3rd June 2024
Rachel W's avatar
Rachel W

PayPal is the best

5
The best experience ever. I have been using PayPal for over 10years and PayPal credit over 5years. I have no complains at all. Reviewed on: 3rd June 2024
Kofo 's avatar
Kofo

Really like the 0% 4 month option to spread payments...

5
Really like the 0% 4 month option to spread payments out. Reviewed on: 3rd June 2024
Rosey's avatar
Rosey

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