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PayPal: PayPal Credit reviews

4.73
Based on 137,896 reviews, last reviewed 13th Jun 2026
4005700% increase in 5 star reviews
in the past 90 days
11300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great to work with easy to get credit limit changed... Great to work with easy to get credit limit changed and easy to setup payments Reviewed on: 13th June 2026
Liam Casey's avatar
Liam Casey

Latest lowest rating:

1

I winet too work money because my family is po... I winet too work money because my family is pour so Reviewed on: 13th June 2026
zebiba e's avatar
zebiba e

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (137896)

Brilliant

5
Brilliant service! Using it for many years and it never disappoints . Thank you Paypal Reviewed on: 3rd June 2024

Never any issues, cleat and simple

5
Never any issues, clear and simple Reviewed on: 3rd June 2024

Helped me to afford things amazing

5
PayPal credit has helped me to afford things that we would never of afforded: a washer and dryer was the first thing I purchased and because they are so energy efficient, our electric bill has more than halved. I recommend to all my friends and family Reviewed on: 3rd June 2024

Paypal credit is a great way to buy items and spread...

5
Paypal credit is a great way to buy items and spread over a few months or even a year Reviewed on: 3rd June 2024

Always there to help with quick purchase

5
Always there to help with quick purchase Reviewed on: 3rd June 2024

I rate PayPal credit very highly

5
I have never had a problem with PayPal credit, everything goes smoothly and I’ve recommended it to everyone I know. Using the app is also very straightforward and easy - haven’t had any issues. Reviewed on: 3rd June 2024

I’ve having PayPal account for years now and never h...

5
I’ve having PayPal account for years now and never had problem also if any money was taking wrongly Paypal managed to get it back very quickly. To be honest PayPal is better than a bank account Reviewed on: 3rd June 2024

Never had a problem.

5
Never had a problem. Really easy to use. Reviewed on: 3rd June 2024

I like the security of paying by PayPal and interest...

5
I like the security of paying by PayPal and interest free for three months. Reviewed on: 3rd June 2024

Have paypal by my side is very helpful

5
Have paypal by my side is very helpful Reviewed on: 3rd June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review