Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (137862 reviews)

View other PayPal products

4.73

Based on 137,862 reviews, last reviewed 13th Jun 2026

4004000% increase in 5 star reviews

in the past 90 days

11300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent Service and Easy Application I’ve had a great experience with PayPal Credit. The application process was straightforward and easy to complete. The platform is user-friendly, payme... Read more Reviewed on: 13th June 2026

Latest lowest rating:

1

I winet too work money because my family is po... I winet too work money because my family is pour so Reviewed on: 13th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (137862)

Easy access app, straightforward steps and lots of o...

Easy access app, straightforward steps and lots of oprtions Reviewed on: 3rd June 2024

Excellent, I have used PayPal for a number of years...

Excellent, I have used PayPal for a number of years and it's my preferred method of payment. Reviewed on: 3rd June 2024

Simplicity!

Really simple to set and very easy to use. Reviewed on: 3rd June 2024

Very easy to work with!

Very easy to work with. Customer service is always top notch, extremely helpful and always available. Never had a bad experience whatsoever and I would highly recommend to use. Reviewed on: 3rd June 2024

PAYPAL for the win!

Very handy to have, spoke with customer services once and I was happy with my experience. App is also very easy to use and couldn’t recommend pay pal enough. Payments are very easy to manage and always get notified when payment is required. Reviewed on: 3rd June 2024

Very easy set up, good customer care.

Very easy set up, good customer care. They value security in transactions and are very clear on their terms. Reviewed on: 3rd June 2024

Never had an issues and really love the fact that it...

Never had an issues and really love the fact that it is good service and it fulfills my needs Reviewed on: 3rd June 2024

No complaints, excellent service everytime.

No complaints, excellent service everytime. Fast customer service, instant secure payments Reviewed on: 3rd June 2024

Great service just PayPal credit not showing all tra...

Great service just PayPal credit not showing all transactions so it gets confusing and you will end up paying fees, except that it's one of the best firms. Reviewed on: 3rd June 2024

Useful way for paying over time

I use PayPal credit as a way of paying over time and it has helped a lot with bigger expenses. I have not needed to use their customer services as everything I need is handled well within the app itself. The app provides good design as well as use experience. Reviewed on: 3rd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Novuna Personal Finance 4.75 from 173 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 69559 reviews
Payments
from PayPal 4.72 from 3747 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub