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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 137,825 reviews, last reviewed 13th Jun 2026
4002300% increase in 5 star reviews
in the past 90 days
11300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has always been a fast and secure service for... PayPal has always been a fast and secure service for me, knowing that my purchases and money are secure when shopping online is priority for me, and P... Read more Reviewed on: 13th June 2026
Kurgon M's avatar
Kurgon M

Latest lowest rating:

1

I winet too work money because my family is po... I winet too work money because my family is pour so Reviewed on: 13th June 2026
zebiba e's avatar
zebiba e
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (137825)

My email address was hacked, paupal helped me change...

5
My email address was hacked, paupal helped me change my email and password quickly Reviewed on: 3rd June 2024
A W's avatar
A W

Quality service

5
I’ve been using credit for years and has really helped me get things I want without taking my bank balance to nothing but allowing me to slowly pay off items. Also it had helped build up my credit score massively so I’m really happy with this service. Reviewed on: 3rd June 2024
James 's avatar
James

Happy Customer

5
Never really had any real problems and pretty happy with services PayPal have provided over the years Reviewed on: 3rd June 2024
Gary B's avatar
Gary B

Any issues and PayPal will deal with it promptly!

5
Any issues and PayPal will deal with it promptly! Reviewed on: 3rd June 2024
Sandra F's avatar
Sandra F

Good credit limits and fair interest rates.

5
Good credit limits and fair interest rates. Also good to have 4 months interest free on £100+ purchases. Reviewed on: 3rd June 2024
Lee m's avatar
Lee m

Quick hassle free and secure no need to find cards e...

5
Quick hassle free and secure no need to find cards especially when your out and about. Reviewed on: 3rd June 2024
Jonathan P's avatar
Jonathan P

Easy to Managr.

5
Easy to apply for and manage payments. Easy to see your balance left to pay without any fuss Reviewed on: 3rd June 2024
Lauren K's avatar
Lauren K

Love it !

5
Great if you need something before pay day and spread the cost. Protected if things go wrong. Reviewed on: 3rd June 2024
Carina 's avatar
Carina

I am very happy, and the paypal credit help me solve...

5
I am very happy, and the paypal credit help me solved my problems in the time. Reviewed on: 3rd June 2024
Natalia B's avatar
Natalia B

I’ve never had any issues

5
Have voted customer service as neutral as I’ve never had any issues that would require me to contact them. Always a smooth experience using this credit facility. Available across a multitude of websites to use a means of payment. Reviewed on: 3rd June 2024
Luke S's avatar
Luke S

Review PayPal: PayPal Credit now

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