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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 137,772 reviews, last reviewed 13th Jun 2026
3999800% increase in 5 star reviews
in the past 90 days
11250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexibility Allowed me to be more flexible and buy what I really wanted Reviewed on: 13th June 2026
Alan N's avatar
Alan N

Latest lowest rating:

1

Essential for online payment Easy to use, essential for online purchasing Reviewed on: 13th June 2026
P l's avatar
P l
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (137772)

Great deal!

5
Great deal with 4 months interest free borrowing. No problems. Always an easy process. Reviewed on: 3rd June 2024
Vicki C's avatar
Vicki C

Never had a problem using PayPal

5
Never had a problem using PayPal Reviewed on: 3rd June 2024
Jimmey's avatar
Jimmey

I use PayPal for most of my purchases online.

5
I use PayPal for most of my purchases online. It gives me flexibility & offers me more ways to manage my cash flow & expenses. I also have peace of mind with protection when making purchases online. Very happy I have got PayPal as another source to successfully manage my finances. Thankyou PayPal !!! Reviewed on: 3rd June 2024
Nicky H's avatar
Nicky H

Love PayPal so easy and safe

5
Love PayPal so easy and safe and gives me flexibility Reviewed on: 3rd June 2024
Nicky S's avatar
Nicky S

Premier Leauge Service

5
Excellent service over a number of years including helping solving a dispute with a customer. Have always gave me a good line of credit and cand pay off bills interest free over 4 months, which is remarkable and you couldnt ask for more really i would and have in the past highly reccomended to people i know. Reviewed on: 3rd June 2024
Chris's avatar
Chris

I really enjoy using PayPal, I know that I’m always...

5
I really enjoy using PayPal, I know that I’m always more secure when making the payment through PayPal. The customer service is excellent, always helpful and reliable when I needed help with anything. Reviewed on: 3rd June 2024
Wiktoria S's avatar
Wiktoria S

Safer transactions rather than bank and card details...

5
Safer transactions rather than bank and card details being compromised, helpful fast online check outs. Reviewed on: 3rd June 2024
Alexander I's avatar
Alexander I

Always there when I need it.

5
Always there when I need it. Easy to use Reviewed on: 3rd June 2024
Aleksandra 's avatar
Aleksandra

Easy to open the account, easy to use and instructio...

5
Easy to open the account, easy to use and instructions are very clear. Reviewed on: 3rd June 2024
Ieva Lakute's avatar
Ieva Lakute

Easy to use more than happy with 4 months interest f...

5
Easy to use more than happy with 4 months interest free and flexibility to repay Reviewed on: 3rd June 2024
Elena A's avatar
Elena A

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