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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 137,724 reviews, last reviewed 13th Jun 2026
3997650% increase in 5 star reviews
in the past 90 days
11200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use. Very easy to use. I like to purchase through PayPal. Reviewed on: 13th June 2026
MRS M's avatar
MRS M

Latest lowest rating:

1

You get an offer (0% interest for 4 months) on one p... You get an offer (0% interest for 4 months) on one purchase but all of your monthly payment comes off this, so you end up paying intrest on other purc... Read more Reviewed on: 13th June 2026
Victoria T's avatar
Victoria T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (137724)

Thank you pay pal credit!!

5
PayPal credit made it possible for me to buy an awning so that that we could travel around Europe with the possibility of shade! If I didn’t have the access to PayPal credit we never could have afforded a brand new awning which has made travelling in the hot sun all the better. Thank you so much! Reviewed on: 3rd June 2024
Mary L's avatar
Mary L

Excellent

5
Excellent service, great app and pal pal credit is great Reviewed on: 3rd June 2024
Larissa w's avatar
Larissa w

Happy PayPal

5
Easy to use and protected payments if anything goes wrong Reviewed on: 3rd June 2024
Karena's avatar
Karena

I have always had good experience when using the pla...

5
I have always had good experience when using the platform. The system of payment for goods is always easy and it gives you peace of mind. Reviewed on: 3rd June 2024
Olatunde O's avatar
Olatunde O

Convenient and easy to apply to shopping experience.

5
Convenient and easy to apply to shopping experience. Easy to make additional payments throughout the month Reviewed on: 3rd June 2024
Debbie c's avatar
Debbie c

Safe, reliable and user friendly.

5
A major payment vendor that is used across all sites, if any fraudulent activity PayPal reject payments and immediately flag Reviewed on: 3rd June 2024
Lydia C's avatar
Lydia C

I find PayPal Credit very useful.

5
I find PayPal very useful and the credit they provide helps me spread the cost of life's little pleasures or stuff like unexpected costs etc. Reviewed on: 3rd June 2024
aidan h's avatar
aidan h

Good repayment options.

5
Good repayment options. Easy to use and low admin cost if missed a repayment Reviewed on: 3rd June 2024
Bean12341's avatar
Bean12341

Amazing service and simple to use.

5
Amazing customer service and fantastic credit ratings and plans, easy to use, accessible and fast acceptances. Reviewed on: 3rd June 2024
Connor McMullen's avatar
Connor McMullen

Perfect purchase assistant

4
Easy to use, functional security on purchases. The application is well thought out and in most cases, simple to request when used for online purchases. Reviewed on: 3rd June 2024
Glen P's avatar
Glen P

Review PayPal: PayPal Credit now

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