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PayPal: PayPal Credit reviews

4.73
Based on 137,680 reviews, last reviewed 13th Jun 2026
3995850% increase in 5 star reviews
in the past 90 days
11200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I needed spares for my car as I use it to get to wor... I needed spares for my car as I use it to get to work and back and due to.my finances I was not able to buy the items I needed straight out .This is w... Read more Reviewed on: 13th June 2026
Tom Butler's avatar
Tom Butler

Latest lowest rating:

1

You get an offer (0% interest for 4 months) on one p... You get an offer (0% interest for 4 months) on one purchase but all of your monthly payment comes off this, so you end up paying intrest on other purc... Read more Reviewed on: 13th June 2026
Victoria T's avatar
Victoria T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (137680)

It’s always been easy and efficient.

5
It’s always been easy and efficient. Especially great when they offer the 4 months interest free with orders over £100! Don’t get this kind of thing anywhere else I don’t think. I’ve been using PayPal for years and have never had any problems or issues Reviewed on: 3rd June 2024

I love PayPal been using for over two years and if m...

5
I love PayPal been using for over two years and if makes online purchases so much easier for me Reviewed on: 3rd June 2024

Spreads the cost.

5
PayPal Credit makes more expensive transactions affordable through paying across 4 months interest free. This means booking holidays is easier on the pocket over time. Spreading the cost this way helps me manage my money. Reviewed on: 3rd June 2024

I’ve used it for a few years now

5
I’ve used it for a few years now , convenient and handy to use via the app , notification and emails help you stay on top of the game plus customer service is helpful Reviewed on: 3rd June 2024

I AM A PAYPAL CUSTOMER FOR MANY YEARS AND HAVE EXPER...

5
I AM A PAYPAL CUSTOMER FOR MANY YEARS AND HAVE EXPERIENCED A GOOD AND RELIABLE SERVICE AND IS VERY TRUSTED AND SECURED AND HELPS YOU TO BUY PRODUTS WITH PAYPAL CCOUNT AS THEY OFFER A WIDE RANGE OF SERVICES. Reviewed on: 3rd June 2024

PayPal has never let me down

5
PayPal has never let me down I use PayPal credit all the time to spread payments Reviewed on: 3rd June 2024

Very convenient

5
Very convenient, easy to use when needed. Reviewed on: 3rd June 2024

Easy to use app

5
Haven’t had to personally deal with customer service as been able to do all I need through the app with no concerns Reviewed on: 3rd June 2024

great company

5
I’ve had no problems with PayPal It’s a great company Reviewed on: 3rd June 2024

Great service and convenient

5
Great service and convenient quick updates and any issues are resolved promptly with peace of mind Reviewed on: 3rd June 2024

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