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PayPal: PayPal Credit reviews

4.73
Based on 137,611 reviews, last reviewed 13th Jun 2026
3992750% increase in 5 star reviews
in the past 90 days
11150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy access to credit card via app really helps Easy access to credit card via app really helps Reviewed on: 13th June 2026
Benard D's avatar
Benard D

Latest lowest rating:

1

very high interest rate. very high interest rate. I can't wait to pay off my debts and delete the PayPal application Reviewed on: 13th June 2026
Georgi G's avatar
Georgi G

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (137611)

Easy to pay for goods and payments are easy.

5
Easy to pay for goods and payments are easy. Cutomer service have always dealt with any queries and have been helpfull Reviewed on: 3rd June 2024

Easy to manage, flexible payments

5
Easy to manage, flexible payments Reviewed on: 3rd June 2024

I have used this service for a while now with no com...

5
I have used this service for a while now with no complaints very happy Reviewed on: 3rd June 2024

Using it daily and Im very satisfied

5
Using it daily and Im very satisfied Reviewed on: 3rd June 2024

Reliable, secure.

5
Reliable, secure. Offers multiple payments options. When needed, staff answer queries promptly. Have had no issues. Reviewed on: 3rd June 2024

Paypal always works, easy to use at every level, qu...

5
Paypal always works, easy to use at every level, quick and secure transactions, low cost Reviewed on: 3rd June 2024

Good and safe way to shop online

5
Good and safe way to shop online Reviewed on: 3rd June 2024

Great experience

5
Great experience easy to access easy to make payments Reviewed on: 3rd June 2024

I feel safe buying larger items on PayPal Credit enc...

5
I feel safe buying larger items on PayPal Credit encase I have issues Reviewed on: 3rd June 2024

Brilliant help in day to day finances

5
Brilliant help in day to day finances Reviewed on: 3rd June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review