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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,076 reviews, last reviewed 15th Jun 2026
4059600% increase in 5 star reviews
in the past 90 days
11550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I recommend PayPal 100%. I recommend PayPal 100%. Because PayPal is easy to use for sending and receiving money and is safe for making online purchases. Reviewed on: 15th June 2026
Aneldina 's avatar
Aneldina

Latest lowest rating:

1

Useless Ai slop layered over incompetence. Useless Ai slop layered over incompetence. Reviewed on: 15th June 2026
Jam's avatar
Jam
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139076)

PayPal has helped me through incredibly tough times.

5
PayPal has helped me through incredibly tough times. Without the credit option I would not be able to purchase items whilst times have been tough in my job and I wasn’t earning enough money to survive. Reviewed on: 3rd June 2024
Izzy Chloe's avatar
Izzy Chloe

Personal credit

5
Gives me the chance to buy on credit myself and not rely on husband to purchase goods. Reviewed on: 3rd June 2024
Susan F's avatar
Susan F

I have good experience with PayPal

5
I have good experience with PayPal Reviewed on: 3rd June 2024
Bouchra B's avatar
Bouchra B

Prompt service

4
PayPal provides a prompt customer service Reviewed on: 3rd June 2024
Abdulhammed's avatar
Abdulhammed

My go-to provider for safe / secure online payments!...

5
Been using PayPal for years for both PayPal credit and for making safe and secure payments when shopping online. They’re my go-to provider for online payments. Reviewed on: 3rd June 2024
Mark Pearce's avatar
Mark Pearce

PayPal is accepted by 99% of online shops, quick and...

5
PayPal is accepted by 99% of online shops, quick and easy to use. Low fees for credit. Reviewed on: 3rd June 2024
Daniel T's avatar
Daniel T

Always a great exprience using paypal

5
Always a great exprience from taking out credit to using it for purchases with a easy repayment system and always good to know that paypal will give you there buyers protection when making purchases Reviewed on: 3rd June 2024
Taras a's avatar
Taras a

Excellent service with help in credit experience

5
Excellent service with help in credit experience Reviewed on: 3rd June 2024
Victoria O's avatar
Victoria O

Use PayPal many years so happy transfer and PayPal c...

5
Use PayPal many years so happy transfer and PayPal credit brilliant Reviewed on: 3rd June 2024
Ignas P's avatar
Ignas P

Super easy to set up and keep track of purchases.

5
Super easy to set up and keep track of purchases. Value the flexibility and would recommend Reviewed on: 3rd June 2024
Helen's avatar
Helen

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