Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 138,841 reviews, last reviewed 15th Jun 2026
4048750% increase in 5 star reviews
in the past 90 days
11500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's very good I like PayPal because it's very handy and if something goes wrong I know I'm protected Reviewed on: 15th June 2026
Sylwia B's avatar
Sylwia B

Latest lowest rating:

1

It's impossible to close your account. It's impossible to close your account. Their online chat agents cut you off repeatedly when trying. Reviewed on: 15th June 2026
Jenna D's avatar
Jenna D
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (138842)

Flexible payment options, purchase protection

5
Flexible payment options, purchase protection Reviewed on: 3rd June 2024
ZaimS 's avatar
ZaimS

PayPal is very reliable and always a great option fo...

5
PayPal is very reliable and always a great option for more expensive purchases. Reviewed on: 3rd June 2024
Stephanie M's avatar
Stephanie M

Due to current circumstances I use PayPal credit an...

5
Due to current circumstances I use PayPal credit an awful lot, mainly for a food shop. I know I can pay the minimum amount back or more if I want. It is so easy to use and gives me peace of mind. Reviewed on: 3rd June 2024
Jen g's avatar
Jen g

Nice app and easy to use payment options

5
Nice app and easy to use payment options Reviewed on: 3rd June 2024
Jackson's avatar
Jackson

Used paypal credit for few items.

5
Used paypal credit for few items. However did see that it was for over £100 no interest. Other items were being paid off first before the no interest items. Reviewed on: 3rd June 2024
Lou I's avatar
Lou I

Easy to use and good reminders to pay off.

5
Easy to use and good reminders to pay off. Reviewed on: 3rd June 2024
Natalie 's avatar
Natalie

Trying to pay off PayPal is so hard.

1
Trying to pay off PayPal is so hard. Just take the money no need to schedule the payment have tried 3 time to pay still not working Reviewed on: 3rd June 2024
Richard s's avatar
Richard s

Brilliant everytime.

5
Brilliant everytime. Great service. Reviewed on: 3rd June 2024
Mummypro's avatar
Mummypro

Never had a bad experience with PayPal.

5
Never had a bad experience with PayPal. When I've needed an issue resolving and I've contacted customer service they are always very helpful and answer my query or solve the problem. Great service all round. Thanks Reviewed on: 3rd June 2024
James C's avatar
James C

Easy ervice needed. For eBay it is Safe and secure.

5
Easy good service when needed.for those items that you never no you need Reviewed on: 3rd June 2024
David S's avatar
David S

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill