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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 138,627 reviews, last reviewed 15th Jun 2026
4038900% increase in 5 star reviews
in the past 90 days
11450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Makes me feel safe when buying online , an always b... Makes me feel safer when buying online , an always been helpful Reviewed on: 15th June 2026
Katt C's avatar
Katt C

Latest lowest rating:

2

Had signed up for payments over a set period and ful... Had signed up for payments over a set period and full amount was taken in one go. Reviewed on: 15th June 2026
Smndvs's avatar
Smndvs
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (138627)

Always been good never had a problem

5
Always been good never had a problem Reviewed on: 3rd June 2024
Darren todd 's avatar
Darren todd

accesisble and easy to contact

5
Very accessible and easy to contact, but sometimes customer services can be quite obstructive depending on who you get on the other of the phone. I find eBay and Amex are generally better and providing reassurance to buyers. Reviewed on: 3rd June 2024
Sams 's avatar
Sams

Long term customer

5
Been using PayPal for around 20 years- never had any issues! Reviewed on: 3rd June 2024
Danielle S's avatar
Danielle S

Super easy and quick to use when making purchases.

5
Super easy and quick to use when making purchases. Very flexible. Often times a few issues when trying to pay off the credit, but always quickly resolved. I love the differences in being able to pay in installments or just buy now pay later schemes too. The credit system gives you clear clarity on what you can and can’t afford and is very transparent. Reviewed on: 3rd June 2024
Erin H's avatar
Erin H

I have always found PayPal easy to use and if things...

5
I have always found PayPal easy to use and if things go wrong staff are always ready to help quickly and resolve issues Reviewed on: 3rd June 2024
Karen S's avatar
Karen S

Very convenient and Excellent for payments online

5
Very convenient and Excellent for payments online Reviewed on: 3rd June 2024
Muhammad Mansoor 's avatar
Muhammad Mansoor

Amazing ***** service/cerdit

5
PayPal has been fantastic I’m able to transfer money to friends and family and to my account in seconds it’s an excellent service. The interest free purchases are great compared to credit cards etc. Reviewed on: 3rd June 2024
Fiona C's avatar
Fiona C

Amazing Transactions

5
Amazing, gives peace of mind when making purchases Reviewed on: 3rd June 2024
Antoinette 's avatar
Antoinette

Great credit provider

5
PayPal customer service has always been easy to access and problems solved quickly. Pay in 3 is really useful also Reviewed on: 3rd June 2024
Laura W's avatar
Laura W

Great for spreading payment but shame don’t give me...

5
Great for spreading payment but shame don’t give me an increase so I can use it more on larger items Reviewed on: 3rd June 2024
Jacqueline W's avatar
Jacqueline W

Review PayPal: PayPal Credit now

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