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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (138616 reviews)

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4.73

Based on 138,616 reviews, last reviewed 15th Jun 2026

4038450% increase in 5 star reviews

in the past 90 days

11450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I use PayPal for everything online now. I use PayPal for everything online now. It feels safe and you’re protected. Reviewed on: 15th June 2026

Latest lowest rating:

2

Had signed up for payments over a set period and ful... Had signed up for payments over a set period and full amount was taken in one go. Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (138616)

accesisble and easy to contact

Very accessible and easy to contact, but sometimes customer services can be quite obstructive depending on who you get on the other of the phone. I find eBay and Amex are generally better and providing reassurance to buyers. Reviewed on: 3rd June 2024

Long term customer

Been using PayPal for around 20 years- never had any issues! Reviewed on: 3rd June 2024

Super easy and quick to use when making purchases.

Super easy and quick to use when making purchases. Very flexible. Often times a few issues when trying to pay off the credit, but always quickly resolved. I love the differences in being able to pay in installments or just buy now pay later schemes too. The credit system gives you clear clarity on what you can and can’t afford and is very transparent. Reviewed on: 3rd June 2024

I have always found PayPal easy to use and if things...

I have always found PayPal easy to use and if things go wrong staff are always ready to help quickly and resolve issues Reviewed on: 3rd June 2024

Very convenient and Excellent for payments online

Very convenient and Excellent for payments online Reviewed on: 3rd June 2024

Amazing ***** service/cerdit

PayPal has been fantastic I’m able to transfer money to friends and family and to my account in seconds it’s an excellent service. The interest free purchases are great compared to credit cards etc. Reviewed on: 3rd June 2024

Amazing Transactions

Amazing, gives peace of mind when making purchases Reviewed on: 3rd June 2024

Great credit provider

PayPal customer service has always been easy to access and problems solved quickly. Pay in 3 is really useful also Reviewed on: 3rd June 2024

Great for spreading payment but shame don’t give me...

Great for spreading payment but shame don’t give me an increase so I can use it more on larger items Reviewed on: 3rd June 2024

Have never used customer service ,never had need

Have never used customer service ,never had need Reviewed on: 3rd June 2024

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